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94-2132 S Point Rd, Naalehu, HI, 96772

1beds
1baths
1,221sqft
$150,000
$123price/sqft
$1,209/moest. monthly cost
$48,360/yrincome needed

About This Home

UNIQUE fractional share (Tenants-in-Common) of 3acre fee simple property in Southpoint, Hawaii Island. Frontage on Southpoint Rd. This is not standard single family housing. It is alternative living in community with personal autonomy in a private stand-alone house. Contact seller directly! Currently a private homestead and run seasonally as a rustic, comfy nature/ education /health/yoga/Permaculture retreat w/35yr history. Non-profit 501(c)3 tax exempt status. Host up to 20 ppl. 12bdrm,4ba,3halfbath, 5kitchens ~4,000sqft across 9 buildings. 3 robust off-grid Solar systems, county water. Fiber Optic Internet, Strong Cell Phone signal, Abundant mature food forest and gardens. 2 event/practice spaces, sauna, ice bath, paddock with sheep, ducks, chickens, bees, 2 ponds. 1,650ft elevation rain belt w/ tradewinds. Volcanic soil. View of Ocean. 60F-75F year round temps. 15-20min to beaches and towns Naalehu & Oceanview (HOVE) 45min to Volcano, Kona&Hilo 60-75min. “Buyer” is entitled to the percentage of equity purchased and usafruct access to this property in a mutual legal agreement with current owners. Owner financing w/ downpmt. Potential for income and cottage industries. All comments, data is provided by seller or seller's representatives. Buyer to confirm all & hold all parties harmless from any discrepancy data in the mls and advertising. Limited Service–Data Entry Addendum signed by seller/s must be signed by buyer/s with Purchase Contract.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

2/10
Naalehu Elementary SchoolGrades PK-65.4 mi

Construction

Condition

  • Year built: 1985

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Other,Range,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Interior Area

  • Total structure area: 1,221
  • Total interior livable area: 1,221 sqft

Property

Details

  • Parcel number: 3940120260000
  • Zoning: A-20A
  • Special condition: Fee Simple,Standard

Features

  • Has view: Yes
  • View description: Garden
  • Topography of land: Level

Lot

  • Lot size: 3 Acres

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Volcanic Activity
    Volcanic ActivityVery High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding
Volcanic Activity
Lightning
Wildfire

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $758$9,096
Home Insurance *$56$672
Property Taxes $2$24
Electricity $393$4,718
Total$1,209$14,508
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$41,451/yr
40% on housing$36,270/yr
45% on housing$32,240/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$123This listing

vs Other Active Listings

Avg $/sqft

ZIP 96772$285
Hawaii County$497

vs Homes Sold Last Month

Median $/sqft

ZIP 96772$378
Hawaii County$424

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-18Listed for sale$150,000
2021-02-01Sold$525,000
2015-12-10Sold$299,000
2006-11-15Sold$599,000

For Sale by Agent

AgentNathalie C Mullinix
BrokerageNathalie Mullinix Realty Universal, Inc.

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