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1208 N School St, Honolulu, HI, 96817

2beds
2baths
1,028sqft
$1,050,000
$1,021price/sqft
$6,920/moest. monthly cost
$276,800/yrincome needed

About This Home

This B-2 zoned property offers a great opportunity in a convenient Honolulu location. Featuring 2 bedrooms, 2 bathrooms, and a finished basement for extra storage, the home provides flexible living space with potential for improvement or redevelopment. The roof and exterior paint were updated in 2025. Conveniently located near Kamehameha Shopping Center, schools, dining, and freeway access. Ideal for investors or buyers looking for future potential. Sold As-Is. First Open House: Sunday, March 29, 1:00 PM – 5:00 PM.

Getting Around

86
WalkingVery Walkable
57
TransitGood Transit
37
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Average Condition
  • Year built: 1925

Materials

  • Construction materials: Single Wall,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Detached
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Laminate

Interior Area

  • Total structure area: 1,584
  • Total interior livable area: 1,028 sqft

Property

Details

  • Parcel number: 1160140120000
  • Zoning description: 32 - B-2 Community Business Dis
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Has view: Yes
  • View description: None
  • Topography of land: Level

Lot

  • Features: Interior Lot,Other,Level

Parking

  • Total spaces: 2
  • Parking features: Driveway,Two Car Garage,Two Spaces
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Inland Flooding

FEMA Declared Disasters Across Hawaii Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,309$63,708
Home Insurance *$137$1,644
Property Taxes $1,100$13,200
Electricity $374$4,497
Total$6,920$83,040
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$237,257/yr
40% on housing$207,600/yr
45% on housing$184,533/yr

Hawaii FAIR Plan Programs

Hawaii - Hurricane Relief Fund

Covered
WindWind
Visit Website →
Current Policies
Residential: 2,402Commercial: -4
Total Premiums$5.57M
Total Exposure$928.92M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.3%
7.3%
0%30.0%
Electricity Growth Rate10-year average: 5.6%
5.6%
0%15.0%
Property Taxes Growth Rate2-year average: -0.2%
-0.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,021This listing

vs Other Active Listings

Avg $/sqft

ZIP 96817$789
Honolulu County$747

vs Homes Sold Last Month

Median $/sqft

ZIP 96817$744
Honolulu County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-01Price change$1,100,000
2026-03-24Listed for sale$1,190,000
2025-01-07Sold$1,020,000
2024-09-27Contingent$1,050,000
2024-07-25Listed for sale$1,050,000

For Sale by Agent

AgentJoanne He
BrokerageFive Star Realty, Inc.

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