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12581 S US Hwy 285, Conifer, CO, 80433

3beds
3baths
1,781sqft
$575,000
$323price/sqft
$3,629/moest. monthly cost
$145,160/yrincome needed

About This Home

Mountain living without the mountain headaches… welcome to 12581 S US Highway 285. Set on 4.4 private, walkable acres with an easy-access driveway (no steep climbs here), this updated Conifer retreat delivers the lifestyle buyers want with the upgrades they need. Inside, the home has been thoughtfully refreshed with a fully renovated kitchen (2025), new flooring, fresh paint, and a remodeled guest bath (2026). Major systems are already handled: new roof and gutters, tankless water heater, updated well components, cistern pump, and more; allowing you to move in with confidence. The real showstopper … a custom two-tier deck with hot tub overlooking your own wooded acreage. Enjoy daily wildlife visits, seasonal creek sounds, golden aspens in the fall, and unforgettable Colorado sunsets. With mountain views from key living spaces and quick access to Highway 285, this property offers the perfect balance of privacy and convenience. This combination is increasingly hard to find. Outbuildings add flexibility with powered workspace, storage, and room to expand your mountain lifestyle. Homes like this do not sit long. Access, land usability, and updates all align. This Seller took advantage of Freedom Realty Group's $5K Listing Advantage™

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

6/10
10/10
Conifer High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1940

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bathroom

  • Features: En Suite Bathroom
  • Level: Main

Bathroom

  • Features: Primary Suite
  • Level: Upper

Bathroom

  • Level: Main

Bedroom

  • Features: Primary Suite
  • Level: Main

Bedroom

  • Level: Upper

Bedroom

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Features

  • Finished area above ground: 1,781

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Air Conditioning-Room

Interior Area

  • Total structure area: 1,781
  • Total interior livable area: 1,781 sqft

Property

Details

  • Parcel number: 045898
  • Zoning: A-2
  • Special condition: Standard
  • Exclusions: None.

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Patio
  • Has spa: Yes
  • Spa features: Spa/Hot Tub
  • Has view: Yes
  • View description: Mountain(s),Valley

Lot

  • Lot size: 4.11 Acres
  • Features: Level

Parking

  • Total spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Wildfire
    WildfireVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Landslide
    LandslideModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Wildfire
Lightning
Winter Weather
Landslide
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$283$3,396
Property Taxes $253$3,036
Electricity $186$2,232
Total$3,629$43,548
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$124,422/yr
40% on housing$108,870/yr
45% on housing$96,773/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$323This listing

vs Other Active Listings

Avg $/sqft

ZIP 80433$362
Jefferson County$240

vs Homes Sold Last Month

Median $/sqft

ZIP 80433$306
Jefferson County$277

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Listed for sale$595,000
2026-04-11Pending sale$595,000
2026-04-10Listed for sale$595,000
2026-03-31Pending sale$595,000
2026-03-26Price change$595,000
2026-03-08Listed for sale$625,000
2021-03-02Sold$575,000
2020-12-24Listed for sale$575,000
2020-08-10Sold$400,000
2020-07-16Pending sale$445,000
2020-07-09Price change$445,000
2020-05-22Price change$499,000
2020-05-07Listed for sale$530,000

For Sale by Agent

AgentDevon Cole
BrokerageFreedom Realty Group LLC

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