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15751 S Elk Creek Road S, Pine, CO, 80470

1beds
1baths
529sqft
$499,000
$943price/sqft
$3,162/moest. monthly cost
$126,480/yrincome needed

About This Home

Luxurious Rustic Retreat on almos 13 Riverfront acres. Welcome to your exclusive mountain sanctuary, a rare offering where timeless rustic charm meets refined seclusion.Set on 12.77 private acres of pristine forestland with exclusive river access, this stunning 1 bedroom 1 bath cabin offers an unmatched lifestyle in the heart of Colorado's majestic foothills. Crafted with intention and authenticity, this 579 cabin is a masterpiece of rustic elegance featuring warm wood tones, vaulted ceilings, and a cozy wood burning stove that invites you to unwind in style. Oversized windows frame the ever-changing beauty of the surrounding wilderness, while the gentle sounds of the river create a peaceful soundtrack to your everyday life. This is not just a home it's a legacy property, a rare opportunity to own acreage with river rights in one of Colorado's most sought after mountain communities. Whether you are seeking a upscale weekend retreat a Air B&B or a serene full time residence , this property offers a life of luxury , privacy and natural beauty. Your Colorado dream begins here. Schedule your private tour and experience this extraordinary offering for yourself.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

6/10
6/10
10/10
Conifer High SchoolGrades 9-126.9 mi

Construction

Condition

  • Year built: 1917

Materials

  • Foundation: Concrete Perimeter,Slab
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Chalet
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Oven,Refrigerator,Washer
  • Laundry features: In Unit

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished,Walk-Out Access

Bathroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Dining Room

  • Level: Main

Features

  • Ceiling Fan(s),High Ceilings,Open Floorplan
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 529

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Air Conditioning-Room

Interior Area

  • Total structure area: 529
  • Total interior livable area: 529 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Basement

Property

Details

  • Parcel number: 046006
  • Zoning: A-2
  • Special condition: Standard
  • Exclusions: Personal Property

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Front Porch,Wrap Around
  • Exterior features: Balcony,Private Yard
  • Fencing: Partial
  • Has view: Yes
  • View description: Mountain(s)
  • On waterfront: Yes
  • Waterfront features: River Front

Lot

  • Lot size: 12.78 Acres
  • Features: Mountainous

Parking

  • Total spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Lightning
    LightningVery High
  • Wildfire
    WildfireVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Lightning
Wildfire
Inland Flooding
Landslide
Winter Weather
Strong Wind
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$233$2,796
Property Taxes $220$2,640
Electricity $186$2,232
Total$3,162$37,944
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,411/yr
40% on housing$94,860/yr
45% on housing$84,320/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$943This listing

vs Other Active Listings

Avg $/sqft

ZIP 80470$252
Jefferson County$240

vs Homes Sold Last Month

Median $/sqft

ZIP 80470$234
Jefferson County$277

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-08-27Listed for sale$550,000

For Sale by Agent

AgentTheresa Pensick
BrokerageAgency Colorado

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