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16510 Great Divide Trail, Pine, CO, 80470

1beds
1baths
1,500sqft
$480,000
$320price/sqft
$3,049/moest. monthly cost
$121,960/yrincome needed

About This Home

Experience true Colorado mountain living in this private retreat with sweeping, unobstructed views of surrounding state and national forest. Thoughtfully updated and meticulously maintained, this home blends tranquility with modern comfort. Recent upgrades include high-altitude energy-efficient windows, a new roof with Class IV impact-resistant shingles, new gutters, and brand-new front and back decks—perfect for taking in the expansive scenery. Multiple outdoor living spaces, including two fire pits, create ideal spots to relax and entertain. Inside, a wood-burning stove and passive solar design provide natural warmth and efficiency. The open loft serves as a spacious primary bedroom, while a versatile alcove with a Murphy bed and remote-controlled privacy shades functions as a second bedroom or flexible guest space. Stay connected with reliable Neteo satellite internet, making working from home a breeze. Private yet accessible, the property is located just 1/3 mile off Pine Valley Road (County Road 126) and only 5 miles from Pine Junction. Rebuilt in 2014 by professional contractors and featuring a well-maintained 1,000-gallon, two-compartment septic system, this home offers the perfect balance of comfort, convenience, and serene mountain living.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

6/10
6/10
10/10
Conifer High SchoolGrades 9-128.0 mi

Construction

Condition

  • Year built: 1975

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mountain Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Microwave,Oven,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Cellar,Partial,Unfinished

Bathroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Ceiling Fan(s),Eat-in Kitchen,Kitchen Island,Open Floorplan,Smoke Free,Solid Surface Counters,Vaulted Ceiling(s)
  • Window features: Double Pane Windows,Window Treatments
  • Flooring: Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning Stove
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,140

Great Room

  • Level: Main

Heating

  • Heating features: Baseboard,Electric

Interior Area

  • Total structure area: 1,500
  • Total interior livable area: 1,500 sqft

Kitchen

  • Level: Main

Utility Room

  • Level: Basement

Property

Details

  • Parcel number: 003918
  • Zoning: A-2
  • Special condition: Standard
  • Exclusions: Sellers Personal Property

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Front Porch
  • Exterior features: Balcony,Barbecue,Fire Pit,Lighting,Private Yard
  • Has view: Yes
  • View description: Mountain(s)
  • Residential vegetation: Partially Wooded

Lot

  • Lot size: 1.22 Acres
  • Features: Fire Mitigation,Foothills,Level,Secluded,Sloped

Parking

  • Total spaces: 5
  • Parking features: Shared Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Lightning
    LightningVery High
  • Wildfire
    WildfireVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Lightning
Wildfire
Inland Flooding
Landslide
Winter Weather
Strong Wind
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,427$29,124
Home Insurance *$224$2,688
Property Taxes $212$2,544
Electricity $186$2,232
Total$3,049$36,588
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,537/yr
40% on housing$91,470/yr
45% on housing$81,306/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.9%
13.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.3%
4.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$320This listing

vs Other Active Listings

Avg $/sqft

ZIP 80470$252
Jefferson County$240

vs Homes Sold Last Month

Median $/sqft

ZIP 80470$234
Jefferson County$277

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Listed for sale$480,000
2020-08-31Sold$395,000
2020-07-29Pending sale$395,000
2020-07-27Listed for sale$395,000
2011-10-12Sold$56,900
2011-09-28Pending sale$49,900
2011-08-24Price change$49,900
2011-06-18Listed for sale$56,900
2002-01-08Sold$55,000

For Sale by Agent

AgentRachel Mulvihill
BrokerageKeller Williams Foothills Realty

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