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520 Isaac Ln, Bellvue, CO, 80512

3beds
3baths
3,252sqft
$925,000
$284price/sqft
$5,587/moest. monthly cost
$223,480/yrincome needed

About This Home

Kittle Real Estate presents 40 acres of mountain living with unforgettable views! This timber frame home offers a rare opportunity to own expansive land and wide-open space, perfectly positioned on an elevated lot near Bellvue's Rist Canyon for a true Colorado mountain lifestyle. Built with craftsmanship that you can see and feel, this custom home is a standout in both quality and character, showcasing a profusion of rich wood finishes including Hemlock timbers, Aspen ceilings, White Oak floors, Maple cabinets, and Fir doors and trim. Inside, the bright and open main living area is filled with natural light from large picture windows that frame stunning mountain views, all centered around a classic brick fireplace that can double as a pizza oven! The kitchen features stainless steel appliances and Corian countertops, offering a practical layout that complements the home's inviting feel. The primary bedroom is conveniently located on the main floor and includes an ensuite bathroom and a walk-in closet. Built-in shelving along the staircase is perfect for displaying books, art, or personal touches. The upper-level loft overlooks the main living area and is paired with two generously sized bedrooms and a full bathroom, creating a flexible and comfortable layout. The unfinished basement offers excellent potential for additional living space or storage, wine cellar, laundry and includes direct access to the attached 1-car garage with a Level 2 EV charger. The front patio captures stunning southwest-facing views, making it the perfect spot to enjoy sunsets over the mountains and take in the surrounding landscape. Plus, with ample acreage, there's plenty of room to add outbuildings, create a workshop, or explore hobby farming. Enjoy the peace of mountain living while being approximately 20 miles from Old Town. High-speed fiber internet is also available plus backup access via Starlink for uninterrupted connectivity. No HOA!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

7/10
7/10
Poudre High SchoolGrades 9-1212.3 mi

Construction

Condition

  • Year built: 2002

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Brick,Stucco,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Dishwasher,Refrigerator,Water Purifier Owned,Disposal
  • Laundry features: Sink,Washer/Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Crawl Space

Bedroom2

  • Level: Upper
  • Area: 168
  • Dimensions: 14 x 12

Bedroom3

  • Level: Upper
  • Area: 180
  • Dimensions: 15 x 12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2

Dining Room

  • Level: Main
  • Area: 238
  • Dimensions: 17 x 14

Family Room

  • Level: Main
  • Area: 352
  • Dimensions: 22 x 16

Features

  • Eat-in Kitchen,Cathedral Ceiling(s),Open Floorplan,Pantry,Natural Woodwork,Walk-In Closet(s),Kitchen Island,High Ceilings,Beamed Ceilings
  • Door features: French Doors
  • Window features: Wood Frames
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 1,236
  • Finished area above ground: 2,301

Heating & Cooling

  • Heating features: Forced Air,Wood Stove,Radiant,2 or more Heat Sources
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 3,537
  • Total interior livable area: 3,252 sqft

Kitchen

  • Level: Main
  • Area: 120
  • Dimensions: 10 x 12

Primary Bedroom

  • Features: Full Primary Bath
  • Level: Main
  • Area: 240
  • Dimensions: 20 x 12

Property

Accessibility

  • Accessibility features: Main Floor Bath,Accessible Bedroom

Details

  • Parcel number: R0255220
  • Zoning: O
  • Special condition: Private Owner
  • Other equipment: Satellite Dish,Fireplace Tools Included
  • Exclusions: Personal Property
  • Horse amenities: Horse(s) Allowed

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Fencing: Partial,Other,Wire
  • Has view: Yes
  • View description: Mountain(s),Hills,Plains View,Panoramic
  • Waterfront features: Abuts Stream/Creek/River
  • Horses can be raised: Yes

Lot

  • Lot size: 40 Acres
  • Features: Level,Sloped,Rock Outcropping,Abuts Private Open Space,Unincorporated

Parking

  • Total spaces: 1
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Avalanche
    AvalancheModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Landslide
Lightning
Wildfire
Winter Weather
Avalanche

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,677$56,124
Home Insurance *$265$3,180
Property Taxes $400$4,800
Electricity $245$2,945
Total$5,587$67,044
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$191,554/yr
40% on housing$167,610/yr
45% on housing$148,986/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.3%
15.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$284This listing

vs Other Active Listings

Avg $/sqft

ZIP 80512$344
Larimer County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 80512$337
Larimer County$250

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-23Listed for sale$935,000
2025-12-17Listing removed$941,000
2025-10-02Listed for sale$941,000
2024-11-18Listing removed$965,000
2024-09-28Listed for sale$995,000
2022-10-07Sold$969,000
2022-08-19Price change$949,000
2022-07-19Price change$1,080,000
2022-06-22Listed for sale$1,130,000
1993-08-01Sold$50,000

For Sale by Agent

AgentRob Kittle, Kittle Real Estate, Amy Rushing, Kittle Real Estate
BrokerageKittle Real Estate

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