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745 Hickory Dr, Lyons, CO, 80540

3beds
1baths
2,048sqft
$679,000
$332price/sqft
$4,209/moest. monthly cost
$168,360/yrincome needed

About This Home

Lakeside Magic in Big Elk Meadows Gated Mountain Retreat. Discover a rare gem in the heart of Colorado's high country. A stunning multi-level, multi-room, 1-bath home perched above the sparkling waters of Mirror Lake in the exclusive, gated Big Elk Meadows community. Step inside and feel instantly at home. The main living area invites you to relax beside a charming antique style wood-burning stove, the perfect place to unwind with your favorite book or a warm drink. Just down the hall, the jetted tub in the main-level bathroom offers a spa-like escape after a day exploring the miles of nearby forest trails. Upstairs, a private deck showcases breathtaking lake and mountain views. It's the ideal setting for morning coffee, sunset dinners, or stargazing under a canopy of pines. Downstairs, a tastefully decorated walk-out basement features newer carpet, an electric fireplace heater, and a built-in surround sound system-perfect for movie nights or cozy evenings. Bonus: the stylish new sectional and furnishings are included, making this a true turnkey getaway. Recent upgrades include: Beautiful wood, tile, and carpet flooring throughout the main living areas. Handcrafted rock retaining wall at the entrance of the home and a flagstone scenic pathway leading to the lake. Down by the lake you will find a brick fire pit and lakeside bench, your front-row seat to alpine serenity. Big Elk Meadows amenities include: 5 private trout-stocked lakes, Heated outdoor swimming pool, Two tennis courts, pickleball, basketball, and volleyball courts. Hiking trails, horseshoe pits, and picnic areas. Roughly 300 acres of shared pasture for horses, Trailer storage, heli-pad, full-time road maintenance, On-site volunteer fire department, community water system, and trash services.This is more than a home-it's a peaceful escape, a smart investment, and your front-row seat to Colorado's majestic mountains.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
Estes Park K-5 SchoolGrades PK-58.3 mi
6/10
Estes Park Middle SchoolGrades 6-88.4 mi
4/10
Estes Park High SchoolGrades 9-128.3 mi

Construction

Condition

  • Year built: 1999

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range,Refrigerator,Washer,Dryer

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Walk-Out Access

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1

Features

  • Window features: Window Coverings
  • Fireplace features: Free Standing,Living Room
  • Fireplace: Yes
  • Finished area below ground: 768
  • Finished area above ground: 768

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 1,536
  • Total interior livable area: 2,048 sqft

Kitchen

  • Level: Main
  • Area: 72
  • Dimensions: 8 x 9

Primary Bedroom

  • Level: Main
  • Area: 225
  • Dimensions: 15 x 15

Property

Details

  • Parcel number: R0550949
  • Zoning: O
  • Special condition: Private Owner
  • Other equipment: Fireplace Tools Included
  • Exclusions: Home being sold furnished excluding some Items. Item list available upon request.

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Deck
  • Spa features: Bath
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Abuts Pond/Lake,Lake Privileges,Lake Front,Waterfront

Lot

  • Lot size: 0.87 Acres
  • Features: Wooded,Evergreen Trees,Sloped,Rock Outcropping,Waterfront

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Wildfire
    WildfireVery High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Avalanche
    AvalancheModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Wildfire
Lightning
Winter Weather
Avalanche
Hail
Inland Flooding
Landslide

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,433$41,196
Home Insurance *$296$3,552
Property Taxes $294$3,528
Electricity $186$2,232
Total$4,209$50,508
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$144,308/yr
40% on housing$126,270/yr
45% on housing$112,240/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.3%
15.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$332This listing

vs Other Active Listings

Avg $/sqft

ZIP 80540$268
Larimer County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 80540$325
Larimer County$250

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-07-24Listed for sale$699,000
2012-06-01Sold$253,145
2012-03-21Price change$272,500
2010-11-05Listed for sale$299,990
2006-12-04Sold$260,000

For Sale by Agent

AgentBruce Baker
BrokerageeXp Realty LLC

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