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119 Berthoud Dale Ln, Drake, CO, 80515

4beds
3baths
1,808sqft
$775,000
$429price/sqft
$4,851/moest. monthly cost
$194,040/yrincome needed

About This Home

What's it like to own a true riverfront mountain home in Drake, Colorado? It means waking up to the sound of the Big Thompson River, stepping onto your wrap-around deck with coffee in hand, and having adventure literally outside your door. This is your opportunity to own a private riverfront mountain retreat on .7 acres surrounded by towering pines, dramatic rock outcroppings, and the natural beauty Colorado is known for. This 3-bedroom, 2-bathroom main home blends rustic charm with functional comfort, featuring warm wood finishes, vaulted ceilings, and a gas fireplace that creates the perfect atmosphere. The heart of the home opens into a bright kitchen and dining space, ideal for gathering after a day of hiking, fishing, or exploring nearby Rocky Mountain National Park. Expansive windows frame the Big Thompson River and bring the outdoors in, while the wrap-around deck offers the perfect setting for entertaining, wildlife watching, or simply unwinding to the sound of the river. What truly sets this property apart is its direct river frontage, delivering a lifestyle many search for but few find. Cast a line just steps from your home and enjoy year-round serenity in this one-of-a-kind natural setting. Tucked beside the main home is a separate guest retreat, offering flexible space for visitors or a private escape. Additional highlights include a detached 2-car garage, a private side yard, and a stunning natural backdrop of rock formations that enhance both privacy and visual appeal. Located in Drake, Colorado, this home offers convenient access to Estes Park, Loveland, and some of the best hiking, fishing, and outdoor recreation in Northern Colorado. If you've been searching for a Colorado riverfront home with privacy, character, and an unmatched outdoor lifestyle, this is it.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

4/10
Estes Park K-5 SchoolGrades PK-51.9 mi
6/10
Estes Park Middle SchoolGrades 6-81.8 mi
4/10
Estes Park High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 2000

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Dishwasher,Refrigerator,Washer,Dryer,Microwave,Disposal
  • Laundry features: Washer/Dryer Hookup

Basement

  • Basement: None,Crawl Space

Bedroom2

  • Level: Upper
  • Area: 256
  • Dimensions: 16 x 16

Bedroom3

  • Level: Upper
  • Area: 180
  • Dimensions: 15 x 12

Bedroom4

  • Level: Main
  • Area: 108
  • Dimensions: 12 x 9

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • Main level bathrooms: 2

Dining Room

  • Level: Main
  • Area: 190
  • Dimensions: 19 x 10

Family Room

  • Level: Main
  • Area: 240
  • Dimensions: 15 x 16

Features

  • Separate Dining Room,Cathedral Ceiling(s),Open Floorplan,Kitchen Island,Split Bedroom Plan
  • Window features: Window Coverings,Wood Frames
  • Flooring: Wood
  • Fireplace features: Gas,Gas Log,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,808

Heating & Cooling

  • Heating features: Forced Air,Baseboard
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 1,808
  • Total interior livable area: 1,808 sqft

Kitchen

  • Level: Main
  • Area: 150
  • Dimensions: 15 x 10

Living Room

  • Level: Main
  • Area: 238
  • Dimensions: 17 x 14

Primary Bedroom

  • Features: Full Primary Bath
  • Level: Main
  • Area: 168
  • Dimensions: 14 x 12

Property

Accessibility

  • Accessibility features: Level Drive,Main Floor Bath,Accessible Bedroom,Main Level Laundry

Details

  • Parcel number: R0554995
  • Zoning: O
  • Special condition: Private Owner
  • Exclusions: Sellers Personal Possessions,living room TV,bedding & towels

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Balcony
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Abuts Stream/Creek/River,River,River Front,Waterfront

Lot

  • Lot size: 0.69 Acres
  • Features: Wooded,Evergreen Trees,Native Plants,Level,Rock Outcropping,Unincorporated,Waterfront,Water Rights Included

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Avalanche
    AvalancheRelatively High
  • Hail
    HailRelatively High
  • Wildfire
    WildfireRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Winter Weather
Avalanche
Hail
Wildfire
Strong Wind
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,918$47,016
Home Insurance *$412$4,944
Property Taxes $335$4,020
Electricity $186$2,232
Total$4,851$58,212
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$166,320/yr
40% on housing$145,530/yr
45% on housing$129,360/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.3%
15.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$429This listing

vs Other Active Listings

Avg $/sqft

ZIP 80515$192
Larimer County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 80515$459
Larimer County$250

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$790,000
1998-09-08Sold$88,000

For Sale by Agent

AgentAlison Gilbert
BrokerageeXp Realty - Inspired Living Group

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