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280 Streamside Dr, Drake, CO, 80515

2beds
2baths
1,248sqft
$486,900
$390price/sqft
$3,117/moest. monthly cost
$124,680/yrincome needed

About This Home

Classic Colorado mountain cabin on 2.16 private acres between Estes Park and Loveland, just off Highway 43 and near National Forest access. This well-maintained retreat offers 2 bedrooms plus a loft, 2 full baths, warm wood ceilings, and a cozy wood-burning fireplace. Recently refinished wraparound deck and lower-level deck create great outdoor living space with frequent wildlife sightings in a peaceful mountain setting. Built in 1977, the home includes electric baseboard heat, metal roof, newer washer and dryer, private well with strong GPM, septic vault system, and 4' x 6' storage shed. Sellers may be open to including most furnishings, offering turn-key potential for a full-time home, weekend getaway, or investment property.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

4/10
Estes Park K-5 SchoolGrades PK-57.7 mi
6/10
Estes Park Middle SchoolGrades 6-87.6 mi
4/10
Estes Park High SchoolGrades 9-127.6 mi

Construction

Condition

  • Year built: 1977

Materials

  • Roof: Metal
  • Construction materials: Frame,Stone,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin
  • Property subType: Cabin

Interior

Appliances

  • Appliances included: Electric Range,Dishwasher,Refrigerator,Washer,Dryer

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access

Bedroom2

  • Level: Lower
  • Area: 110
  • Dimensions: 10 x 11

Bedroom3

  • Level: Lower
  • Area: 120
  • Dimensions: 12 x 10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Family Room

  • Level: Lower
  • Area: 286
  • Dimensions: 13 x 22

Features

  • Window features: Skylight(s),Window Coverings
  • Fireplace features: Kitchen,Great Room
  • Fireplace: Yes
  • Finished area below ground: 624
  • Finished area above ground: 624

Heating & Cooling

  • Heating features: Baseboard,Wood Stove
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 1,248
  • Total interior livable area: 1,248 sqft

Kitchen

  • Level: Main
  • Area: 230
  • Dimensions: 10 x 23

Living Room

  • Level: Main
  • Area: 120
  • Dimensions: 10 x 12

Primary Bedroom

  • Features: Full Primary Bath,Tub+Shower Primary
  • Level: Main
  • Area: 120
  • Dimensions: 10 x 12

Property

Details

  • Parcel number: R0535214
  • Zoning: FO
  • Special condition: Private Owner
  • Exclusions: Dressers in lower bedroom,chess set in lower den,wicker elephant on main level,seller's personal belongings.

Features

  • Levels: Tri-Level
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 2.61 Acres
  • Features: Wooded,Evergreen Trees,Native Plants,Sloped,Steep Slope,Rock Outcropping

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Wildfire
    WildfireVery High
  • Avalanche
    AvalancheRelatively High
  • Hail
    HailRelatively High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Wildfire
Avalanche
Hail
Landslide
Lightning
Winter Weather
Strong Wind
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,462$29,544
Home Insurance *$259$3,108
Property Taxes $210$2,520
Electricity $186$2,232
Total$3,117$37,404
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,868/yr
40% on housing$93,510/yr
45% on housing$83,120/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.3%
15.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$390This listing

vs Other Active Listings

Avg $/sqft

ZIP 80515$198
Larimer County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 80515$459
Larimer County$250

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Price change$497,000
2025-12-18Listed for sale$507,000
2025-12-07Listing removed$512,000
2025-11-18Price change$512,000
2025-10-14Price change$529,000
2025-10-07Listed for sale$549,000
2023-05-24Sold$515,000
2023-04-19Listed for sale$515,000
2012-07-23Sold$181,000
2012-05-27Listed for sale$187,500

For Sale by Agent

AgentDavid Lasota
BrokerageRE/MAX Mountain Brokers

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