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285 Guardian Peak Dr, Livermore, CO, 80536

4beds
3baths
3,024sqft
$565,000
$187price/sqft
$3,511/moest. monthly cost
$140,440/yrincome needed

About This Home

This stunning mountain property offers breathtaking views for days and borders the National Forest Service, providing a unique sense of privacy and natural beauty. Property has a good private well and not tied to public system. The meticulously updated 4-bedroom, 3-bath home boasts over $100,000 in improvements since 2020, ensuring modern comfort and convenience. Upgrades include a Generac whole-house generator, Coretech LVP flooring, soapstone wood stove, mini splits for efficient heating and cooling, updated appliances, a picturesque redwood deck, fresh paint, Nex Gen windows, insulated garage door and opener, as well as remodeled kitchen and baths. The spacious layout features a large recreation room, an expansive storage area, and plenty of room for family or guests. Pet owners will appreciate two designated outdoor spaces for them, adding to the home's versatility. With a full septic system, making it an ideal retreat for anyone seeking a peaceful mountain lifestyle with no worries. Glacier view offers road maintenance and plowing of the main roads, a trash drop off area, access to 3 private lakes, a recreation room available to members, and a very idyllic mountain setting.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

7/10
7/10
Poudre High SchoolGrades 9-1218.5 mi

Construction

Condition

  • Year built: 2000

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Modular
  • Property subType: Mixed Use

Interior

Appliances

  • Appliances included: Electric Range,Dishwasher,Refrigerator,Washer,Dryer,Microwave
  • Laundry features: Washer/Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Walk-Out Access,Daylight

Bedroom2

  • Level: Main
  • Area: 120
  • Dimensions: 12 x 10

Bedroom3

  • Level: Main
  • Area: 110
  • Dimensions: 11 x 10

Bedroom4

  • Level: Main
  • Area: 120
  • Dimensions: 12 x 10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3

Dining Room

  • Level: Main
  • Area: 100
  • Dimensions: 10 x 10

Family Room

  • Level: Basement
  • Area: 600
  • Dimensions: 25 x 24

Features

  • Eat-in Kitchen,Separate Dining Room,Open Floorplan,Walk-In Closet(s)
  • Finished area above ground: 1,512

Heating & Cooling

  • Heating features: Forced Air,Wood Stove
  • Cooling features: Ductless

Interior Area

  • Total structure area: 1,512
  • Total interior livable area: 3,024 sqft

Kitchen

  • Level: Main
  • Area: 156
  • Dimensions: 12 x 13

Laundry

  • Level: Main
  • Area: 63
  • Dimensions: 9 x 7

Living Room

  • Level: Main
  • Area: 288
  • Dimensions: 18 x 16

Primary Bedroom

  • Features: Tub+Shower Primary
  • Level: Main
  • Area: 169
  • Dimensions: 13 x 13

Property

Accessibility

  • Accessibility features: Main Floor Bath,Accessible Bedroom,Stall Shower,Main Level Laundry

Details

  • Parcel number: R1106465
  • Zoning: E
  • Special condition: Private Owner

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Deck
  • Fencing: Dog Run/Kennel
  • Has view: Yes
  • View description: Mountain(s)
  • Waterfront features: Lake Privileges

Lot

  • Lot size: 2.57 Acres
  • Features: Rolling Slope,Sloped,Abuts National Forest,Unincorporated

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Avalanche
    AvalancheRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Avalanche
Lightning
Wildfire
Winter Weather
Hail
Landslide

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,856$34,272
Home Insurance *$183$2,196
Property Taxes $244$2,928
Electricity $228$2,739
Total$3,511$42,132
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,377/yr
40% on housing$105,330/yr
45% on housing$93,626/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.3%
15.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 80536$272
Larimer County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 80536$232
Larimer County$250

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Price change$550,000
2026-07-25Price change$565,000
2026-07-08Price change$575,000
2026-06-03Listed for sale$595,000
2019-11-22Sold$429,000
2019-10-20Pending sale$429,000
2019-10-18Listed for sale$429,000
2008-11-17Sold$188,000
2008-07-10Listed for sale$198,995
2007-04-11Sold$163,000
2000-04-24Sold$46,500

For Sale by Agent

AgentShilo Jossart
BrokerageSummit Real Estate & Marketing

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