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32246 Poudre Canyon Road, Bellvue, CO, 80512

2beds
1baths
840sqft
$199,900
$238price/sqft
$1,339/moest. monthly cost
$53,560/yrincome needed

About This Home

Charming furnished 2-bedroom, 1-bath cabin with a storage shed on 0.49 acres, nestled in the Cache la Poudre Canyon just west of Fort Collins. This mountain retreat has been single-family owned since 1976. Inside, you will find a sizeable living area featuring custom drop-paneled ceilings and a beautiful stone wood-burning fireplace to keep you warm and cozy. Wall furnaces in every room, a dedicated septic system, and a private well ensure you have all you need for comfortable mountain living. The eat-in kitchen is a standout, featuring unique handmade kitchen cabinets, a tile backsplash, and all the appliances you’ll need for preparing your favorite meals. Sizeable bedrooms provide plenty of room for personal comfort as the sound of the river sings you and your loved ones to sleep. A cozy front porch offers endless opportunities to watch the local wildlife. This location is truly an outdoorsman’s paradise. With the Poudre Rearing Unit State Fish Hatchery just to the west, the river and nearby lakes are stocked regularly, and you are within easy walking distance to the water. In addition to world-class fishing, you are perfectly positioned for whitewater rafting, kayaking, rock climbing, hunting, and hiking. You are also just a short drive from various resorts, trails, and campgrounds, including the legendary The Mishawaka bar and concert venue. Stake your claim in the Cache la Poudre Canyon and become part of the rich history of this beautiful home.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

7/10
7/10
7/10
Poudre High SchoolGrades 9-1226.1 mi

Construction

Condition

  • Year built: 1969

Materials

  • Roof: Composition
  • Construction materials: Cement Siding,Frame,Stone,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Range,Refrigerator
  • Laundry features: In Unit

Bathroom

  • Level: Main

Bedroom

  • Level: Main
  • Area: 128
  • Dimensions: 8 x 16

Bedroom

  • Level: Main
  • Area: 90
  • Dimensions: 9 x 10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main
  • Area: 80
  • Dimensions: 8 x 10

Features

  • Built-in Features,Ceiling Fan(s),Eat-in Kitchen,High Speed Internet,Laminate Counters,No Stairs,Primary Suite
  • Window features: Double Pane Windows
  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area above ground: 840

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: None

Interior Area

  • Total structure area: 840
  • Total interior livable area: 840 sqft

Kitchen

  • Level: Main
  • Area: 110
  • Dimensions: 10 x 11

Laundry

  • Level: Main

Living Room

  • Level: Main
  • Area: 198
  • Dimensions: 11 x 18

Property

Details

  • Parcel number: R0281476
  • Zoning: O
  • Special condition: Standard
  • Exclusions: Sellers Personal Property,All Furnishings Negotiable

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch
  • Exterior features: Rain Gutters
  • Fencing: None
  • Has view: Yes
  • View description: Mountain(s)
  • Residential vegetation: Natural State

Lot

  • Lot size: 0.45 Acres
  • Features: Borders National Forest,Flood Zone,Rock Outcropping

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Avalanche
    AvalancheModerate

How This Home’s Risks Compare

Hail
Inland Flooding
Landslide
Lightning
Wildfire
Winter Weather
Avalanche

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,010$12,120
Home Insurance *$57$684
Property Taxes $86$1,032
Electricity $186$2,232
Total$1,339$16,068
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$45,908/yr
40% on housing$40,170/yr
45% on housing$35,706/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.3%
15.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$238This listing

vs Other Active Listings

Avg $/sqft

ZIP 80512$357
Larimer County$233

vs Homes Sold Last Month

Median $/sqft

ZIP 80512$337
Larimer County$250

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-27Listed for sale$285,000
2025-08-28Listing removed$300,000
2023-10-05Price change$300,000
2023-07-03Listed for sale$325,000

For Sale by Agent

AgentCody Walker, eXp Realty, LLC
BrokerageeXp Realty, LLC

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