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323 S 6th St, Goshen, IN, 46528

5beds
2baths
2,868sqft
$309,000
$108price/sqft
$2,512/moest. monthly cost
$100,480/yrincome needed

About This Home

Solid investment or house hack opportunity with this brick duplex featuring strong rental income and classic character throughout! The lower unit offers approximately 3 bedrooms, hardwood floors, a spacious entryway, and boiler heat. Rented for $1,200/month with owner-paid utilities. The upper unit features hardwood floors, updated windows, newer bathroom, new kitchen (With quartz countertops, tile backsplash, stainless steel appliances, & pantry space), in-unit washer and dryer, and a functional 2-bedroom layout with separate living room. Rented for $1,600/month with plans to increase to $1,800/month. Property includes a large covered front porch, carport, basement with additional washer/dryer hookup, and potential to finish the attic for added value. Boiler replaced in 2021 and roof updated around 2023. Attic has extensive insulation. Average utility costs run approximately $300-$500/month. Great opportunity for owner-occupants to house hack or investors looking to add a solid property to their portfolio!

Getting Around

82
WalkingVery Walkable
0
TransitVery Limited Transit
70
BikeVery Bikeable

Schools

4/10
6/10
Goshen Middle SchoolGrades 7-81.1 mi
3/10
Goshen High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Stone
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedroom1

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 3

Family Room

  • Level: Upper
  • Area: 140

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,868

Heating & Cooling

  • Heating features: Hot Water
  • Cooling features: None

Interior Area

  • Total structure area: 4,300
  • Total interior livable area: 2,868 sqft

Kitchen

  • Level: Main
  • Area: 132

Living Room

  • Level: Main
  • Area: 168

Property

Details

  • Parcel number: 201109476016.000015

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 6,969 sqft
  • Features: Corner Lot
  • Lot size dimensions: 99x105

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,562$18,744
Home Insurance *$154$1,848
Property Taxes $534$6,408
Electricity $262$3,154
Total$2,512$30,144
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$86,125/yr
40% on housing$75,360/yr
45% on housing$66,986/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 4.6%
4.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$108This listing

vs Other Active Listings

Avg $/sqft

ZIP 46528$223
Elkhart County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 46528$141
Elkhart County$136

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-30Listed for sale$309,000
2026-01-29Listing removed--
2025-11-11Listed for sale$349,000
2023-01-31Sold$185,000
2022-12-29Listed for sale$200,000

For Sale by Agent

AgentAdam Pendl
BrokerageeXp Realty, LLC

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