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4701 Mountain Vista Ct, Loveland, CO, 80537

5beds
4baths
2,939sqft
$699,000
$238price/sqft
$4,375/moest. monthly cost
$175,000/yrincome needed

About This Home

Welcome to 4701 Mountain Vista in Loveland - where breathtaking mountain views truly have to be seen to be believed. Situated on nearly half an acre, this property offers space, comfort, and incredible potential to make it your own. This 5-bedroom home has been thoughtfully updated with a new deck perfect for soaking in those Colorado sunsets, along with new carpet, fresh paint, new appliances, and a brand-new roof - giving you peace of mind and a move-in ready feel. Enjoy the convenience of easy access to Highway 287, making commuting a breeze while still feeling tucked away in a serene setting. With a low HOA and NO metro tax, you'll appreciate the added affordability and freedom. Whether you're looking for room to grow, entertain, or simply relax and take in the views - this home is ready to welcome you. SHOWINGS START SATURDAY 4/18

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

9/10
4/10
Bill Reed Middle SchoolGrades 6-83.7 mi
6/10

Construction

Condition

  • Year built: 1989

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Dishwasher,Washer,Dryer,Disposal

Basement

  • Has basement: Yes
  • Basement: Full,Walk-Out Access

Bedroom2

  • Level: Upper
  • Area: 154
  • Dimensions: 11 x 14

Bedroom3

  • Level: Upper
  • Area: 99
  • Dimensions: 9 x 11

Bedroom4

  • Level: Upper
  • Area: 90
  • Dimensions: 9 x 10

Bedroom5

  • Level: Basement
  • Area: 132
  • Dimensions: 11 x 12

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 2
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 132
  • Dimensions: 11 x 12

Family Room

  • Level: Main
  • Area: 209
  • Dimensions: 11 x 19

Features

  • Separate Dining Room,Open Floorplan,Natural Woodwork
  • Window features: Wood Frames
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,039
  • Finished area above ground: 1,900

Heating & Cooling

  • Heating features: Radiant
  • Cooling features: Evaporative Cooling

Interior Area

  • Total structure area: 2,939
  • Total interior livable area: 2,939 sqft

Kitchen

  • Level: Main
  • Area: 209
  • Dimensions: 11 x 19

Laundry

  • Level: Basement
  • Area: 15
  • Dimensions: 3 x 5

Living Room

  • Level: Main
  • Area: 234
  • Dimensions: 13 x 18

Primary Bedroom

  • Features: Half Primary Bath
  • Level: Upper
  • Area: 182
  • Dimensions: 13 x 14

Recreation Room

  • Level: Basement
  • Area: 360
  • Dimensions: 10 x 36

Property

Details

  • Parcel number: R0517496
  • Zoning: FA
  • Special condition: Private Owner
  • Exclusions: Seller's Personal Property,Any Staging Items

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Deck
  • Fencing: Other
  • Has view: Yes
  • View description: Mountain(s),Hills

Lot

  • Lot size: 0.41 Acres
  • Features: Cul-De-Sac,Paved

Parking

  • Total spaces: 3
  • Parking features: Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hail
Wildfire
Winter Weather
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,534$42,408
Home Insurance *$318$3,816
Property Taxes $302$3,624
Electricity $221$2,662
Total$4,375$52,500
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,000/yr
40% on housing$131,250/yr
45% on housing$116,666/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.3%
15.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$238This listing

vs Other Active Listings

Avg $/sqft

ZIP 80537$249
Larimer County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 80537$234
Larimer County$250

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Listed for sale$750,000
2021-03-24Listing removed--
2017-02-23Listing removed$2,500
2017-02-20Price change$2,500
2017-02-07Listed for rent$2,100
2013-01-22Sold$318,000
2012-11-22Price change$325,000
2012-06-07Price change$324,000
2012-04-28Listed for sale$333,000
2012-03-21Listing removed$345,000
2011-10-21Listed for sale$345,000
2008-05-12Listing removed$360,000
2008-05-03Listed for sale$360,000

For Sale by Agent

AgentNicole Jewell
BrokerageGroup Centerra

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