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2177 Burbank St, Berthoud, CO, 80513

4beds
3baths
3,952sqft
$915,000
$232price/sqft
$5,680/moest. monthly cost
$227,200/yrincome needed

About This Home

Welcome home to this beautiful custom ranch-style home on nearly 1/2 acre in one of Berthoud's most desirable neighborhoods-offering main floor living, incredible outdoor space, and a rare private neighborhood entrance to Berthoud Reservoir. Built in 1997, this home features a new Class 4 roof (2024), windows replaced in 2012, and a stunning kitchen with quartz countertops-perfectly blending timeless construction with modern touches. The open, inviting layout flows seamlessly from kitchen to living spaces, while the formal dining room sets the stage for holiday dinners and lasting memories. The finished basement is a true standout with a custom wet bar featuring Tharp cabinets, expansive rec space, and plenty of storage. With flexible living areas on both levels, this home is well-suited for multi-generational living or hosting guests. The 3-car garage adds even more storage and functionality.Step outside to a HUGE backyard with endless possibilities-complete with raised garden beds, room to entertain, and a large pergola creating the perfect outdoor living space to relax or gather with friends and family. Chickens are allowed, and the HOA permits RV and boat storage on a concrete pad, giving you the flexibility to bring your lifestyle home. Enjoy access with a private neighborhood entrance to Berthoud Reservoir, a 36 acre non-motorized lake perfect for fishing, paddleboarding, and kayaking, along with a scenic 1.4-mile walking trail. This is a rare opportunity to own a home that offers space, flexibility, and an unmatched lifestyle-all in a prime Berthoud location with small-town charm and easy access to Northern Colorado.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
5/10
Turner Middle SchoolGrades 6-81.5 mi
7/10
Berthoud High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1997

Materials

  • Roof: Composition
  • Construction materials: Frame,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range,Dishwasher,Refrigerator,Microwave
  • Laundry features: Washer/Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished

Bedroom2

  • Level: Main
  • Area: 154
  • Dimensions: 11 x 14

Bedroom3

  • Level: Main
  • Area: 132
  • Dimensions: 11 x 12

Bedroom4

  • Level: Basement
  • Area: 330
  • Dimensions: 15 x 22

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • Main level bathrooms: 2

Dining Room

  • Level: Main
  • Area: 168
  • Dimensions: 12 x 14

Features

  • Eat-in Kitchen,Separate Dining Room,Cathedral Ceiling(s),Open Floorplan,Pantry,Wet Bar,Kitchen Island
  • Window features: Window Coverings
  • Flooring: Wood
  • Fireplace features: Gas,Multi-Sided
  • Fireplace: Yes
  • Finished area below ground: 1,952
  • Finished area above ground: 2,000

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,952
  • Total interior livable area: 3,952 sqft

Kitchen

  • Level: Main
  • Area: 528
  • Dimensions: 22 x 24

Laundry

  • Level: Main
  • Area: 90
  • Dimensions: 10 x 9

Living Room

  • Level: Main
  • Area: 418
  • Dimensions: 19 x 22

Primary Bedroom

  • Features: 5 Piece Primary Bath
  • Level: Main
  • Area: 204
  • Dimensions: 12 x 17

Recreation Room

  • Level: Basement
  • Area: 924
  • Dimensions: 28 x 33

Property

Accessibility

  • Accessibility features: Main Floor Bath,Accessible Bedroom,Main Level Laundry

Details

  • Parcel number: R1494651
  • Zoning: E1
  • Special condition: Private Owner
  • Exclusions: Seller's Personal Property

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Sprinkler System
  • Fencing: Partial
  • Waterfront features: Lake Privileges

Lot

  • Lot size: 0.48 Acres
  • Features: Paved

Parking

  • Total spaces: 3
  • Parking features: Garage Door Opener,RV Access/Parking,Attached,Oversized
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hail
Wildfire
Winter Weather
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,626$55,512
Home Insurance *$360$4,320
Property Taxes $396$4,752
Electricity $298$3,580
Total$5,680$68,160
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$194,742/yr
40% on housing$170,400/yr
45% on housing$151,466/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.3%
15.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$232This listing

vs Other Active Listings

Avg $/sqft

ZIP 80513$293
Larimer County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 80513$205
Larimer County$250

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-17Listed for sale$945,000
2012-11-08Sold$400,000
2012-09-11Listed for sale$425,000
1997-04-29Sold$49,000

For Sale by Agent

AgentAnn Yuska, RE/MAX Nexus
BrokerageRE/MAX Nexus

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