820 10th St, Berthoud, CO, 80513
About This Home
Small-Town Charm. Big Colorado Access.Freshly updated and move-in ready, this centrally located Berthoud home features fresh interior paint, new carpet, and luxury laminate flooring, creating a turnkey opportunity ready for its next owner. Situated approximately two blocks from the Berthoud Recreation Center, this location delivers everyday convenience with recreation, fitness, aquatic amenities, and community activities close by. Enjoy easy access to Loveland, Longmont, I-25, and Highway 287, while Estes Park and Denver International Airport remain less than an hour away. Even better... No HOA. No Metro District Tax. More flexibility, fewer monthly costs, and greater freedom to enjoy homeownership. Colorado lifestyle. Northern Colorado convenience. Berthoud charm. Colorado Living Without the Extra Fees!!!
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1961
Materials
- Roof: Composition
- Construction materials: Frame,Brick
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Range
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
Dining Room
- Level: Main
- Area: 90
- Dimensions: 10 x 9
Family Room
- Level: Main
- Area: 480
- Dimensions: 24 x 20
Features
- Window features: Window Coverings
- Fireplace features: Gas
- Fireplace: Yes
- Finished area above ground: 1,625
Great Room
- Level: Main
Heating
- Heating features: Forced Air
Interior Area
- Total structure area: 1,625
- Total interior livable area: 1,625 sqft
Kitchen
- Level: Main
- Area: 99
- Dimensions: 11 x 9
Living Room
- Level: Main
- Area: 252
- Dimensions: 18 x 14
Primary Bedroom
- Level: Main
- Area: 144
- Dimensions: 12 x 12
Property
Details
- Parcel number: R0478113
- Zoning: O
- Special condition: Private Owner
Features
- Levels: One
- Stories: 1
Lot
- Lot size: 7,500 sqft
Parking
- Total spaces: 1
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Cold Wave
- Hail
- Winter Weather
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Colorado Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,351 | $28,212 |
| Home Insurance * | $183 | $2,196 |
| Property Taxes | $201 | $2,412 |
| Electricity | $186 | $2,232 |
| Total | $2,921 | $35,052 |
Income You'd Need if You Spent...
Colorado FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-07 | Price change | $465,000 |
| 2026-06-07 | Listed for sale | $475,000 |
View on Zillow