406 Iowa Ave, Berthoud, CO, 80513
About This Home
Some homes save you money; this one helps you make the most of it. Right in the heart of Berthoud, this all-brick ranch gives you what people are chasing... freedom. No HOA. No Metro District and a yard that's ready for more than just mowing. Harvest from your own irrigated garden, raise chickens all within a short walk of charming downtownBerthoud. Inside, you'll find five bedrooms, three bathrooms, a bright open layout and a finished basement that's ready for movie nights, a home gym, music studio or just extra living space. With major mechanicals and the roof replaced within the last two years, plus shops, restaurants and schools just minutes away, the heavy lifting has alreadybeen done. The best homes don't just give you a place to live; they give you more ways to live!
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1983
Materials
- Roof: Composition
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Range,Dishwasher,Refrigerator,Microwave
Basement
- Has basement: Yes
- Basement: Full,Partially Finished
Bedroom2
- Level: Main
- Area: 132
- Dimensions: 11 x 12
Bedroom3
- Level: Main
- Area: 144
- Dimensions: 12 x 12
Bedroom4
- Level: Basement
- Area: 126
- Dimensions: 9 x 14
Bedroom5
- Level: Basement
- Area: 336
- Dimensions: 16 x 21
Bedroom6
- Level: Basement
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 2
- 3/4 bathrooms: 1
- Main level bathrooms: 2
Dining Room
- Level: Main
- Area: 256
- Dimensions: 16 x 16
Features
- Window features: Window Coverings
- Finished area above ground: 1,586
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,586
- Total interior livable area: 3,172 sqft
Kitchen
- Level: Main
- Area: 192
- Dimensions: 12 x 16
Living Room
- Level: Main
- Area: 414
- Dimensions: 18 x 23
Primary Bedroom
- Features: 3/4 Primary Bath
- Level: Main
- Area: 192
- Dimensions: 12 x 16
Recreation Room
- Level: Basement
- Area: 486
- Dimensions: 18 x 27
Property
Details
- Parcel number: R0672688
- Zoning: RES
- Special condition: Private Owner
- Exclusions: Sellers Personal Property
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio
- Exterior features: Sprinkler System
- Fencing: Wood
Lot
- Lot size: 8,800 sqft
- Features: Evergreen Trees,Deciduous Trees,Level,Paved,Curbs,Sidewalks
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Cold Wave
- Hail
- Winter Weather
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Colorado Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,159 | $37,908 |
| Home Insurance * | $246 | $2,952 |
| Property Taxes | $270 | $3,240 |
| Electricity | $239 | $2,873 |
| Total | $3,914 | $46,968 |
Income You'd Need if You Spent...
Colorado FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-01 | Listed for sale | $624,900 |
| 2023-10-16 | Sold | $542,950 |
| 2023-09-22 | Pending sale | $545,900 |
| 2023-08-28 | Price change | $545,900 |
| 2023-08-13 | Price change | $549,900 |
| 2023-08-10 | Listed for sale | $549,000 |
| 2016-10-13 | Sold | $305,000 |
| 2016-08-29 | Listed for sale | $329,000 |
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