2114 Agate Court, Loveland, CO, 80538
About This Home
Welcome to 2114 Agate Ct. in the heart of Loveland! This inviting split-level home offers generous living space with 2,065 finished sq. ft. and a flexible layout designed for both comfort and functionality. Featuring 4 bedrooms and 2.5 bathrooms, the home includes both a bright living room and a cozy family room, complete with a gas fireplace—perfect for relaxing evenings. Buyers who want room to spread out, room to gather and the flexibility to live, work and recharge without compromise, this is it! The lower level boasts a separate exterior entrance, providing great potential for multi-generational living, guest privacy, or a home office setup. Enjoy the outdoors in your private back patio, surrounded by mature trees that add both beauty and shade. Situated on a large lot in a highly desirable West Shore Terrace neighborhood, this home is just a short walk to Lake Loveland, offering spontaneous strolls that may become routine with easy access to the lake trail and peaceful views. A 2-car attached garage adds convenience, while the spacious layout provides room to grow and entertain. This is a wonderful opportunity to own a well-located home with character, space, and versatility.
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Property condition: Fixer
- Year built: 1969
Materials
- Roof: Composition
- Construction materials: Brick,Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Cooktop,Dishwasher,Dryer,Gas Water Heater,Microwave,Oven,Refrigerator
Basement
- Basement: Crawl Space
Bathroom
- Level: Lower
Bathroom
- Features: Primary Suite
- Level: Upper
Bathroom
- Level: Upper
Bedroom
- Features: Primary Suite
- Level: Lower
Bedroom
- Features: Primary Suite
- Level: Upper
Bedroom
- Level: Upper
Bedroom
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
Dining Room
- Level: Main
Family Room
- Level: Lower
Features
- Primary Suite,Smoke Free
- Flooring: Carpet,Linoleum
- Number of fireplaces: 1
- Fireplace features: Family Room,Gas
- Fireplace: Yes
- Finished area above ground: 2,065
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 2,065
- Total interior livable area: 2,065 sqft
Kitchen
- Level: Main
Laundry
- Level: Lower
Living Room
- Level: Main
Property
Details
- Parcel number: R0364983
- Zoning: R1E
- Special condition: Standard
- Exclusions: All Personal Property.
Features
- Levels: Tri-Level
- Patio & porch: Patio
- Exterior features: Private Yard,Rain Gutters
- Fencing: Full
Lot
- Lot size: 8,841 sqft
- Features: Level
Parking
- Total spaces: 2
- Parking features: Concrete
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Cold Wave
- Hail
- Winter Weather
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Colorado Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,250 | $27,000 |
| Home Insurance * | $192 | $2,304 |
| Property Taxes | $192 | $2,304 |
| Electricity | $186 | $2,232 |
| Total | $2,820 | $33,840 |
Income You'd Need if You Spent...
Colorado FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-01 | Price change | $489,000 |
| 2026-04-22 | Listed for sale | $500,000 |
View on Zillow