16531 Binion Creek Hts, Northport, AL, 35475
About This Home
Water front home on Lake Tuscaloosa. Multi generational home. Low maintenance. Has metal siding that looks like board and batten but doesn’t need to be painted every few years. Spray foam for energy efficient. Has 2 kitchens, 2 master baths, 2 laundry areas. 3 bedrooms on main level and 3 bedrooms in basement. Both living and dining areas on both levels. Could live in 1 area and rent the other or have for extended family. Drive to water and there is a pier and boathouse with lift, also concrete area with covered pavilion with storage room. Has large storage room in basement also.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2023
Materials
- Roof: Composition,Shingle
- Construction materials: Aluminum Siding,Wood Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator,Washer
- Laundry features: In Basement,Main Level,Other
Basement
- Has basement: Yes
- Basement: Partially Finished
Bathroom
- Level: First
Bathroom
- Level: First
Bathroom
- Level: Basement
Bathroom
- Level: Basement
Bedroom
- Level: First
Bedroom
- Level: First
Bedroom
- Level: Basement
Bedroom
- Level: Basement
Bedroom
- Level: Basement
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 4
- Full bathrooms: 4
Dining Room
- Level: First
Features
- Granite Counters,Pantry,Solid Surface Counters
- Number of fireplaces: 1
- Fireplace features: One,Gas Starter
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Electric,Propane
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 4,300
- Total interior livable area: 4,300 sqft
Kitchen
- Level: First
Living Room
- Level: First
Primary Bedroom
- Level: First
Property
Details
- Parcel number: 1504170001046000
Features
- Levels: Two
- Stories: 2
- Pool features: None
- Exterior features: Dock
- On waterfront: Yes
- Waterfront features: Lake Privileges
- Waterbody name: Lake Tuscaloosa
Lot
- Lot size: 0.66 Acres
Parking
- Total spaces: 2
- Parking features: Attached,Concrete,Driveway,Garage,Two Car Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Strong Wind
- Tornado
- Cold Wave
- Heat Wave
- Inland Flooding
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Alabama Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $8,444 | $101,328 |
| Home Insurance * | $816 | $9,792 |
| Property Taxes | $431 | $5,172 |
| Electricity | $481 | $5,773 |
| Total | $10,172 | $122,064 |
Income You'd Need if You Spent...
Alabama FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-17 | Price change | $1,670,000 |
| 2026-05-28 | Listed for sale | $1,750,000 |
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