2521 Lake Dr, Loveland, CO, 80538
About This Home
Lake Loveland living at its finest. This custom updated lakefront home on a rare double lot offers a one-of-a-kind lifestyle with surface recreational rights to Lake Loveland, a private dock, sandy beach, waterfront gas fire pit, and breathtaking back-range views across the entire Longs Peak mountain range. Designed for flexibility and elevated everyday living, the home features two primary bedroom suites, each with ensuite bathrooms. The upper-level primary suite includes a spacious walk-in closet with custom built-ins and a dedicated laundry room. The lower walk-out level provides a separate living space complete with a full kitchen, full bath, rec room, and sliding doors that open to the lower patio-ideal for guests, extended family, or lakeside entertaining. Step outside to your private waterfront oasis. The fenced backyard is framed by mature old-growth trees, beautiful landscaping, a custom storage shed, sandy beach frontage, and inviting outdoor gathering spaces including a majestic covered rear patio. From quiet mornings on the dock to sunset evenings around the fire pit, this property captures the best of Lake Loveland living. The setting is truly backyard-wedding worthy. The current owner has significantly upgraded both the indoor and outdoor living spaces, creating a refined lakefront retreat that is ready to enjoy. A rare opportunity for qualified buyers seeking privacy, recreation, mountain views, and an exceptional Lake Loveland lifestyle.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1961
Materials
- Roof: Composition
- Construction materials: Frame,Stone,Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Range,Double Oven,Dishwasher,Refrigerator,Washer,Dryer,Microwave,Disposal
- Laundry features: Sink,Washer/Dryer Hookup
Basement
- Has basement: Yes
- Basement: Partially Finished,Built-In Radon
Bedroom2
- Level: Upper
- Area: 286
- Dimensions: 22 x 13
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 4
- Full bathrooms: 1
- 3/4 bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 2
Dining Room
- Level: Main
- Area: 140
- Dimensions: 14 x 10
Features
- Eat-in Kitchen,Separate Dining Room,Cathedral Ceiling(s),Open Floorplan,Workshop,Pantry,Natural Woodwork,Walk-In Closet(s),Kitchen Island,Two Primary Suites,High Ceilings,Beamed Ceilings
- Door features: 6-Panel Doors
- Window features: Window Coverings,Wood Frames,Bay or Bow Window
- Flooring: Wood
- Fireplace features: Gas,Gas Log,Great Room
- Fireplace: Yes
- Finished area above ground: 2,780
Heating & Cooling
- Heating features: Forced Air,2 or more Heat Sources
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 2,780
- Total interior livable area: 3,638 sqft
Kitchen
- Level: Main
- Area: 240
- Dimensions: 12 x 20
Laundry
- Level: Upper
- Area: 100
- Dimensions: 10 x 10
Living Room
- Level: Main
- Area: 361
- Dimensions: 19 x 19
Primary Bedroom
- Features: Full Primary Bath,Tub+Shower Primary
- Level: Main
- Area: 272
- Dimensions: 16 x 17
Recreation Room
- Level: Basement
- Area: 350
- Dimensions: 14 x 25
Property
Accessibility
- Accessibility features: Level Lot,Level Drive
Details
- Parcel number: R0446904
- Zoning: R1E
- Special condition: Private Owner
- Exclusions: Sellers' Personal Property
Features
- Levels: Tri-Level
- Patio & porch: Patio
- Exterior features: Sprinkler System,Balcony
- Spa features: Heated
- Fencing: Fenced
- Has view: Yes
- View description: Mountain(s),Water
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Abuts Pond/Lake
Lot
- Lot size: 0.27 Acres
- Features: Evergreen Trees,Deciduous Trees,City Limits,Paved,Curbs,Gutters,Sidewalks,Street Light
Parking
- Total spaces: 4
- Parking features: Garage Door Opener,RV Access/Parking,Attached,Heated Garage,Oversized
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Winter Weather
- Cold Wave
- Hail
How This Home’s Risks Compare
FEMA Declared Disasters Across Colorado Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $10,618 | $127,416 |
| Home Insurance * | $908 | $10,896 |
| Property Taxes | $910 | $10,920 |
| Electricity | $274 | $3,295 |
| Total | $12,710 | $152,520 |
Income You'd Need if You Spent...
Colorado FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-04 | Listed for sale | $2,100,000 |
| 2020-12-31 | Sold | $1,750,000 |
| 2020-12-12 | Pending sale | $1,790,000 |
| 2020-12-08 | Price change | $1,790,000 |
| 2020-09-03 | Listed for sale | $1,875,000 |
| 2011-04-28 | Sold | $875,000 |
| 2010-11-06 | Price change | $1,198,330 |
| 2010-10-08 | Listed for sale | $1,198,333 |
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