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1206 N Cleveland Ave, Loveland, CO, 80537

2beds
1baths
816sqft
$245,000
$300price/sqft
$1,641/moest. monthly cost
$65,640/yrincome needed

About This Home

**Great Investment Opportunity**Great location on the corner of 12th Street and Cleveland Avenue, this historic property is situated in the heart of downtown Loveland. This beautiful vintage home was constructed in 1910 and features 2 Bedrooms, 1 Bathroom and over 800 square feet of living space. Outside you will notice a covered front porch and a large fenced in backyard with a 1 car detached garage.

Getting Around

75
WalkingVery Walkable
0
TransitVery Limited Transit
55
BikeBikeable

Schools

6/10
4/10
Bill Reed Middle SchoolGrades 6-80.7 mi
6/10

Construction

Condition

  • Year built: 1910

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Refrigerator
  • Laundry features: Washer/Dryer Hookup

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Main
  • Area: 70
  • Dimensions: 7 x 10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 169
  • Dimensions: 13 x 13

Features

  • Finished area below ground: 0
  • Finished area above ground: 816

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 816
  • Total interior livable area: 816 sqft

Kitchen

  • Level: Main
  • Area: 88
  • Dimensions: 8 x 11

Living Room

  • Level: Main
  • Area: 169
  • Dimensions: 13 x 13

Primary Bedroom

  • Features: Shared Primary Bath,Full Primary Bath
  • Level: Main
  • Area: 132
  • Dimensions: 11 x 12

Property

Details

  • Parcel number: R0381837
  • Zoning: R3E
  • Special condition: Private Owner

Features

  • Levels: One
  • Stories: 1
  • Fencing: Fenced,Wood
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 7,125 sqft
  • Features: Corner Lot,Paved,Curbs,Gutters,Sidewalks,Street Light

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Cold Wave
Hail

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,238$14,856
Home Insurance *$111$1,332
Property Taxes $106$1,272
Electricity $186$2,232
Total$1,641$19,692
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$56,262/yr
40% on housing$49,230/yr
45% on housing$43,760/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.3%
15.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$300This listing

vs Other Active Listings

Avg $/sqft

ZIP 80537$251
Larimer County$233

vs Homes Sold Last Month

Median $/sqft

ZIP 80537$234
Larimer County$250

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-12Pending sale$245,000
2026-03-19Listed for sale$245,000
2026-03-19Pending sale$245,000
2026-03-19Price change$245,000
2026-02-23Listed for sale$289,000
2026-02-22Pending sale$289,000
2026-02-10Listed for sale$289,000
2018-05-30Listing removed$1,275
2018-05-21Listed for rent$1,275
2017-07-24Listing removed$1,200
2017-07-20Listed for rent$1,200
2015-04-16Listing removed$1,025
2015-04-08Listed for rent$1,025
2015-01-21Listing removed$1,025
2015-01-14Listed for rent$1,025
2014-08-20Listing removed$900
2014-08-13Listed for rent$900
2012-12-13Listing removed$850
2012-12-06Listed for rent$850
2012-05-11Listing removed$820
2012-05-02Listed for rent$820

For Sale by Agent

AgentErin Blackwell
BrokerageHenderson Management & Real Estate

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