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335 E 11th St, Loveland, CO, 80537

4beds
4baths
2,604sqft
$550,000
$211price/sqft
$3,465/moest. monthly cost
$138,600/yrincome needed

About This Home

This property at 335 E 11th St in Loveland presents a rare opportunity for investors and savvy owner-occupants alike, with a flexible layout ideal for rental income and house hacking. Located in Loveland's historic district, the home is within walking distance to the revitalized downtown area and just minutes from Lake Loveland and Benson Sculpture Garden, home of the annual Art in the Park festival.The 1,701-square-foot main level includes two bedrooms, a living room, family room, and formal dining area. Recently painted, the home offers a strong value-add opportunity for investors looking to renovate and increase rents or resale value.The true upside lies in the 902-square-foot upper level, configured as a separate living space with two bedrooms (including a studio-style bedroom), an eat-in kitchenette, and new LVP flooring in the kitchen and studio. This setup creates immediate potential for rental income-ideal for house hacking by living on the main level while leasing the upper unit, or for a full investment strategy with multiple income streams.The property is well-equipped for multi-tenant living, with separate water heaters (40-gallon for the main level and 60-gallon for the upper unit), as well as additional basement space beneath both the home and garage for storage and utility access.Additional features include an 829-square-foot shop, 288-square-foot carport, and a 428-square-foot cellar, providing ample space for storage, hobbies, or workspace. A natural gas hookup for the outdoor grill adds convenience and eliminates the need for propane.With 4 bedrooms, 2,603 finished square feet, and a layout designed for flexibility and income potential, this property offers a compelling opportunity to generate cash flow in a desirable Loveland location.

Getting Around

77
WalkingVery Walkable
0
TransitVery Limited Transit
62
BikeBikeable

Schools

Construction

Condition

  • Year built: 1901

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Property

Lot

  • Lot size: 7,767 sqft

Parking

  • Total spaces: 1
  • Parking features: Carport
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hail
Lightning
Winter Weather
Strong Wind
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,781$33,372
Home Insurance *$250$3,000
Property Taxes $238$2,856
Electricity $196$2,358
Total$3,465$41,580
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$118,800/yr
40% on housing$103,950/yr
45% on housing$92,400/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.3%
15.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$211This listing

vs Other Active Listings

Avg $/sqft

ZIP 80537$249
Larimer County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 80537$234
Larimer County$250

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

No price history available

For Sale by Agent

AgentJamie Kitzmiller
BrokerageKentwood RE Northern Prop Llc

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