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1057 E 5th St, Loveland, CO, 80537

2beds
2baths
743sqft
$319,900
$431price/sqft
$2,086/moest. monthly cost
$83,440/yrincome needed

About This Home

Enjoy the ease of low-maintenance living without sacrificing the features that are hard to find in a condo-a private yard, a four-car driveway, no stairs, and no HOA-all just minutes from Downtown Loveland. Thoughtfully designed with separate entrances and a private orientation, the home feels more private than many duplex properties.Completely updated and full of charm, this move-in-ready home offers the perfect blend of comfort, convenience, and low-maintenance living in one of central Loveland's most desirable locations. Whether you're buying your first home, downsizing, or looking for a lock-and-leave lifestyle, this home offers an exceptional combination of thoughtful updates, everyday convenience, and an unbeatable location.Inside, you'll find brand-new luxury vinyl plank flooring throughout, fresh interior paint, and a bright, welcoming floor plan designed for comfortable everyday living. The thoughtfully designed layout features two comfortable bedrooms and two full bathrooms, offering flexibility for guests, roommates, or a dedicated home office.Step outside and enjoy everything this location has to offer. Sunnyside Park is just around the corner, featuring pickleball courts, a playground, open green space, and convenient access to Loveland's recreation trail system for walking, running, and biking. You're also within walking distance of the Chilson Recreation Center, offering fitness facilities, indoor pools, sports programs, classes, and year-round activities. Best of all, historic downtown Loveland is within walking distance, where you'll enjoy locally owned restaurants, breweries, coffee shops, art galleries, Foote Lagoon, festivals, and community events throughout the year.Major updates have already been completed, including a new roof (2025), brand-new luxury vinyl plank flooring (2026), and fresh interior paint (2026), allowing you to move in with confidence instead of tackling projects.

Getting Around

62
WalkingSomewhat Walkable
0
TransitVery Limited Transit
71
BikeVery Bikeable

Schools

5/10
Winona Elementary SchoolGrades PK-50.6 mi
4/10
Bill Reed Middle SchoolGrades 6-80.9 mi
7/10
Mountain View High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 1994

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Half Duplex

Interior

Appliances

  • Appliances included: Electric Range,Dishwasher,Refrigerator,Washer,Dryer,Microwave,Disposal
  • Laundry features: Washer/Dryer Hookup

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Main
  • Area: 120
  • Dimensions: 12 x 10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 2

Dining Room

  • Level: Main
  • Area: 64
  • Dimensions: 8 x 8

Features

  • Finished area above ground: 743

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 743
  • Total interior livable area: 743 sqft

Kitchen

  • Level: Main
  • Area: 64
  • Dimensions: 8 x 8

Laundry

  • Level: Main
  • Area: 32
  • Dimensions: 8 x 4

Living Room

  • Level: Main
  • Area: 168
  • Dimensions: 14 x 12

Primary Bedroom

  • Level: Main
  • Area: 120
  • Dimensions: 12 x 10

Property

Accessibility

  • Accessibility features: No Stairs

Details

  • Parcel number: R1513966
  • Attached to another structure: Yes
  • Zoning: R3
  • Special condition: Private Owner
  • Exclusions: Clothes Washer and Dryer combo will be replaced with two separate units

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Private Yard

Lot

  • Lot size: 2,939 sqft

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Cold Wave
Hail
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,617$19,404
Home Insurance *$145$1,740
Property Taxes $138$1,656
Electricity $186$2,232
Total$2,086$25,032
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,520/yr
40% on housing$62,580/yr
45% on housing$55,626/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.3%
15.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$431This listing

vs Other Active Listings

Avg $/sqft

ZIP 80537$250
Larimer County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 80537$234
Larimer County$250

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$314,000
2026-07-21Price change$319,900
2026-06-24Listed for sale$324,900
2025-05-21Sold$307,000
2025-04-28Pending sale$299,500
2025-04-25Price change$299,500
2025-03-12Listed for sale$312,900
2021-03-24Listing removed--
2019-11-14Sold$235,500
2019-11-07Pending sale$232,000
2019-10-13Price change$232,000
2019-10-02Price change$235,500
2019-10-02Pending sale$230,000
2019-09-26Listed for sale$230,000
2011-01-17Listing removed$85,000
2011-01-16Listed for sale$85,000
2010-10-13Listing removed$85,000
2010-10-12Listed for sale$85,000
2010-08-29Listing removed$85,000
2010-06-17Listed for sale$85,000
2010-03-15Listing removed$85,000
2010-03-14Listed for sale$85,000
2010-01-25Listing removed$85,000
2009-08-29Listed for sale$85,000
1997-01-07Sold$69,000

For Sale by Agent

AgentDeni Niethammer
BrokerageThe Resource Group, LLC

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