




1057 E 5th St, Loveland, CO, 80537
About This Home
Enjoy the ease of low-maintenance living without sacrificing the features that are hard to find in a condo-a private yard, a four-car driveway, no stairs, and no HOA-all just minutes from Downtown Loveland. Thoughtfully designed with separate entrances and a private orientation, the home feels more private than many duplex properties.Completely updated and full of charm, this move-in-ready home offers the perfect blend of comfort, convenience, and low-maintenance living in one of central Loveland's most desirable locations. Whether you're buying your first home, downsizing, or looking for a lock-and-leave lifestyle, this home offers an exceptional combination of thoughtful updates, everyday convenience, and an unbeatable location.Inside, you'll find brand-new luxury vinyl plank flooring throughout, fresh interior paint, and a bright, welcoming floor plan designed for comfortable everyday living. The thoughtfully designed layout features two comfortable bedrooms and two full bathrooms, offering flexibility for guests, roommates, or a dedicated home office.Step outside and enjoy everything this location has to offer. Sunnyside Park is just around the corner, featuring pickleball courts, a playground, open green space, and convenient access to Loveland's recreation trail system for walking, running, and biking. You're also within walking distance of the Chilson Recreation Center, offering fitness facilities, indoor pools, sports programs, classes, and year-round activities. Best of all, historic downtown Loveland is within walking distance, where you'll enjoy locally owned restaurants, breweries, coffee shops, art galleries, Foote Lagoon, festivals, and community events throughout the year.Major updates have already been completed, including a new roof (2025), brand-new luxury vinyl plank flooring (2026), and fresh interior paint (2026), allowing you to move in with confidence instead of tackling projects.
Getting Around
Schools
Construction
Condition
- Year built: 1994
Materials
- Roof: Composition
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subType: Half Duplex
Interior
Appliances
- Appliances included: Electric Range,Dishwasher,Refrigerator,Washer,Dryer,Microwave,Disposal
- Laundry features: Washer/Dryer Hookup
Basement
- Basement: Crawl Space
Bedroom2
- Level: Main
- Area: 120
- Dimensions: 12 x 10
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
- Main level bathrooms: 2
Dining Room
- Level: Main
- Area: 64
- Dimensions: 8 x 8
Features
- Finished area above ground: 743
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Wall/Window Unit(s)
Interior Area
- Total structure area: 743
- Total interior livable area: 743 sqft
Kitchen
- Level: Main
- Area: 64
- Dimensions: 8 x 8
Laundry
- Level: Main
- Area: 32
- Dimensions: 8 x 4
Living Room
- Level: Main
- Area: 168
- Dimensions: 14 x 12
Primary Bedroom
- Level: Main
- Area: 120
- Dimensions: 12 x 10
Property
Accessibility
- Accessibility features: No Stairs
Details
- Parcel number: R1513966
- Attached to another structure: Yes
- Zoning: R3
- Special condition: Private Owner
- Exclusions: Clothes Washer and Dryer combo will be replaced with two separate units
Features
- Levels: One
- Stories: 1
- Exterior features: Private Yard
Lot
- Lot size: 2,939 sqft
Parking
- Parking features: None
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Winter Weather
- Cold Wave
- Hail
- Inland Flooding
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Colorado Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,617 | $19,404 |
| Home Insurance * | $145 | $1,740 |
| Property Taxes | $138 | $1,656 |
| Electricity | $186 | $2,232 |
| Total | $2,086 | $25,032 |
Income You'd Need if You Spent...
Colorado FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-04 | Price change | $314,000 |
| 2026-07-21 | Price change | $319,900 |
| 2026-06-24 | Listed for sale | $324,900 |
| 2025-05-21 | Sold | $307,000 |
| 2025-04-28 | Pending sale | $299,500 |
| 2025-04-25 | Price change | $299,500 |
| 2025-03-12 | Listed for sale | $312,900 |
| 2021-03-24 | Listing removed | -- |
| 2019-11-14 | Sold | $235,500 |
| 2019-11-07 | Pending sale | $232,000 |
| 2019-10-13 | Price change | $232,000 |
| 2019-10-02 | Price change | $235,500 |
| 2019-10-02 | Pending sale | $230,000 |
| 2019-09-26 | Listed for sale | $230,000 |
| 2011-01-17 | Listing removed | $85,000 |
| 2011-01-16 | Listed for sale | $85,000 |
| 2010-10-13 | Listing removed | $85,000 |
| 2010-10-12 | Listed for sale | $85,000 |
| 2010-08-29 | Listing removed | $85,000 |
| 2010-06-17 | Listed for sale | $85,000 |
| 2010-03-15 | Listing removed | $85,000 |
| 2010-03-14 | Listed for sale | $85,000 |
| 2010-01-25 | Listing removed | $85,000 |
| 2009-08-29 | Listed for sale | $85,000 |
| 1997-01-07 | Sold | $69,000 |
