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1363 W 6th St, Loveland, CO, 80537

5beds
3baths
2,739sqft
$649,000
$237price/sqft
$4,064/moest. monthly cost
$162,560/yrincome needed

About This Home

Updated and move-in ready, this spacious home offers vaulted ceilings, 5 bedrooms plus a dedicated office, and 3 full bathrooms. The fully finished basement features a large family/recreation room-perfect for entertaining, movie nights, or a play space.Situated on a corner lot in a quiet cul-de-sac, the property boasts a huge wraparound yard ready for your personal touch. Inside, you'll find new paint and flooring throughout, along with NEW windows, toilets, sinks, and faucets. The home also features a brand-new AC and furnace, plus a whole-house fan for added efficiency and comfort.The exterior was freshly painted in 2024 and includes a new composite front porch, updated exterior lighting, and a new storm door. With plenty of parking for vehicles, RVs, or toys-and no HOA-this property offers flexibility and freedom.Enjoy the convenience of walking to 4th Street's restaurants, breweries, theater, and local festivals.Listing broker is a licensed real estate broker in the State of Colorado and is the owner of this property. Hot tub on property is older but works, seller will pay to have removed if buyers prefer. Seller will offer concessions to buy down rate at closing.

Getting Around

47
WalkingCar-Dependent
0
TransitVery Limited Transit
57
BikeBikeable

Schools

4/10
4/10
Bill Reed Middle SchoolGrades 6-80.9 mi
6/10

Construction

Condition

  • Year built: 1993

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Self Cleaning Oven,Dishwasher,Refrigerator,Washer,Dryer,Disposal
  • Laundry features: Washer/Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedroom2

  • Level: Main

Bedroom3

  • Level: Basement

Bedroom4

  • Level: Basement

Bedroom5

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 2
  • Main level bathrooms: 2

Dining Room

  • Level: Main

Family Room

  • Level: Main

Features

  • Eat-in Kitchen,Separate Dining Room,Cathedral Ceiling(s),Natural Woodwork,Walk-In Closet(s)
  • Window features: Window Coverings,Bay or Bow Window
  • Flooring: Wood
  • Fireplace features: Gas,Gas Log
  • Fireplace: Yes
  • Finished area below ground: 1,349
  • Finished area above ground: 1,390

Great Room

  • Level: Basement

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air,Whole House Fan

Interior Area

  • Total structure area: 2,739
  • Total interior livable area: 2,739 sqft

Kitchen

  • Level: Main
  • Area: 345
  • Dimensions: 15 x 23

Living Room

  • Level: Main
  • Area: 320
  • Dimensions: 16 x 20

Primary Bedroom

  • Features: 3/4 Primary Bath
  • Level: Main
  • Area: 320
  • Dimensions: 16 x 20

Study

  • Level: Main

Property

Accessibility

  • Accessibility features: Low Carpet,Main Floor Bath,Accessible Bedroom,Main Level Laundry

Details

  • Parcel number: R1046268
  • Zoning: R1
  • Special condition: Private Owner,Licensed Owner
  • Exclusions: Seller's personal property

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Exterior features: Sprinkler System
  • Spa features: Heated
  • Fencing: Fenced

Lot

  • Lot size: 0.25 Acres
  • Features: Cul-De-Sac,Paved,Curbs,Gutters,Sidewalks,Street Light,Fire Hydrant within 500 Feet

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,RV Access/Parking,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hail
Winter Weather
Strong Wind
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,281$39,372
Home Insurance *$296$3,552
Property Taxes $281$3,372
Electricity $206$2,481
Total$4,064$48,768
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$139,337/yr
40% on housing$121,920/yr
45% on housing$108,373/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.3%
15.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$237This listing

vs Other Active Listings

Avg $/sqft

ZIP 80537$249
Larimer County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 80537$234
Larimer County$250

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-01Price change$649,000
2026-02-27Listed for sale$665,000
2023-10-07Listing removed--
2023-10-02Price change$595,000
2023-09-22Listed for sale$624,000
2023-08-01Listing removed--
2023-07-31Price change$2,850
2023-07-18Listed for rent$3,000
2017-12-07Sold$250,000
2016-10-03Sold$350,000
2016-09-07Listed for sale$360,000
2016-09-06Pending sale$360,000
2016-08-13Price change$360,000
2016-06-20Listed for sale$365,000
2003-06-03Sold$240,000

For Sale by Agent

AgentAmber Neiberger
BrokerageHumble N Kind Realty

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