1304 Pine St, Loveland, CO, 80537
About This Home
Great new price! Fully Updated Midcentury Modern 5 Bed, 4 Bath, 3,200 SF NO HOA NO Metro DistrictTimeless 1965 midcentury modern on a DOUBLE LOT with no HOA restrictions-park your RV, raise backyard chickens, or explore short-term rental potential. This 5-bedroom, 4-bathroom home blends classic architectural charm with complete modern updates (mechanicals updated 2022). Sun-drenched living room with picture windows and electric fireplace flows into the dining area and chef's kitchen featuring an 11-foot quartz island and 48-inch 6-burner gas range with pasta arm. Main floor offers 3 bedrooms including primary suite plus enclosed sunroom. Fully finished basement with 100" projector screen, wet bar, second fireplace, 2 additional bedrooms, and flex room.LOCATION: Minutes to Sweet Heart Winery, 15 min to Big Thompson Canyon fly fishing, less than 30 miles to Estes Park, 45 min to Rocky Mountain National Park. Under 10 min to Mariana Butte Golf Course & Devil's Backbone hiking trails. Walk to Mehaffey Park (1 mile), Jamoka Joe's coffee, and grocery store. ADU potential under Colorado's new housing laws.Outside city limits = freedom + privacy. Apple tree, patio, grass-your Colorado lifestyle awaits!
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1965
Materials
- Roof: Composition
- Construction materials: Frame,Brick
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Range,Dishwasher
- Laundry features: Washer/Dryer Hookup
Basement
- Has basement: Yes
- Basement: Full,Partially Finished
Bedroom2
- Level: Main
- Area: 168
- Dimensions: 12 x 14
Bedroom3
- Level: Main
- Area: 121
- Dimensions: 11 x 11
Bedroom4
- Level: Basement
- Area: 117
- Dimensions: 9 x 13
Bedroom5
- Level: Basement
- Area: 208
- Dimensions: 13 x 16
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 2
Dining Room
- Level: Main
- Area: 80
- Dimensions: 8 x 10
Family Room
- Level: Basement
- Area: 540
- Dimensions: 15 x 36
Features
- Separate Dining Room,Open Floorplan,Wet Bar,Kitchen Island,Sun Room
- Door features: French Doors
- Window features: Window Coverings
- Fireplace features: Two or More,Electric,Living Room,Great Room
- Fireplace: Yes
- Finished area below ground: 1,540
- Finished area above ground: 1,723
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air,Whole House Fan
Interior Area
- Total structure area: 3,263
- Total interior livable area: 3,263 sqft
Kitchen
- Level: Main
- Area: 210
- Dimensions: 10 x 21
Laundry
- Level: Main
- Area: 63
- Dimensions: 7 x 9
Living Room
- Level: Main
- Area: 285
- Dimensions: 15 x 19
Primary Bedroom
- Features: 5 Piece Primary Bath
- Level: Main
- Area: 182
- Dimensions: 13 x 14
Study
- Level: Basement
- Area: 108
- Dimensions: 9 x 12
Property
Accessibility
- Accessibility features: Accessible Doors,Main Floor Bath,Accessible Bedroom
Details
- Parcel number: R0438910
- Zoning: R1
- Special condition: Private Owner
- Exclusions: Seller's personal property and staging,hot tub and bar refrigerator
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio,Enclosed
- Fencing: Fenced
Lot
- Lot size: 0.32 Acres
- Features: Paved,Curbs,Gutters
Parking
- Total spaces: 2
- Parking features: Garage Door Opener,Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Winter Weather
- Cold Wave
- Hail
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Colorado Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,160 | $37,920 |
| Home Insurance * | $285 | $3,420 |
| Property Taxes | $270 | $3,240 |
| Electricity | $246 | $2,955 |
| Total | $3,961 | $47,532 |
Income You'd Need if You Spent...
Colorado FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-06 | Price change | $690,000 |
| 2026-01-01 | Listed for sale | $700,000 |
| 2025-11-26 | Listing removed | $720,000 |
| 2025-11-10 | Price change | $720,000 |
| 2025-08-22 | Listed for sale | $725,000 |
| 2023-06-15 | Sold | $740,000 |
| 2023-05-27 | Pending sale | $740,000 |
| 2023-05-17 | Price change | $740,000 |
| 2023-04-21 | Price change | $780,000 |
| 2023-04-03 | Listed for sale | $799,000 |
| 2023-02-27 | Sold | $765,000 |
| 2022-07-07 | Listing removed | -- |
| 2022-06-07 | Price change | $929,900 |
| 2022-06-02 | Listed for sale | $989,900 |
| 2021-08-24 | Sold | $485,000 |
| 2021-07-18 | Price change | $520,000 |
| 2021-07-13 | Price change | $575,000 |
| 2021-07-04 | Listed for sale | $590,990 |
| 2019-11-25 | Sold | $361,000 |
| 2019-10-22 | Pending sale | $364,900 |
| 2019-10-11 | Listed for sale | $364,900 |
| 2019-10-09 | Pending sale | $364,900 |
| 2019-09-30 | Listed for sale | $364,900 |
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