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3700 W 1st Street, Loveland, CO, 80537

3beds
2baths
2,070sqft
$828,500
$400price/sqft
$5,111/moest. monthly cost
$204,440/yrincome needed

About This Home

Don't miss this rare opportunity to enjoy country living with the convenience of the city just minutes away. Tucked in 1.68 acres at the edge of Loveland, this beautifully updated 3-bedroom, 2-bathroom two story offers space to breathe, room to grow, and endless potential. Step inside to discover thoughtful updates throughout, a warm and welcoming layout with laminate flooring, updated bathrooms, two living rooms, a dedicated dining room, and a spacious laundry room that adds both function and charm. The huge private deck off of the master creates an outdoor sanctuary ideal for morning coffee or a nightcap! The property shines with tons of mature trees, a cozy firepit area perfect for gatherings under the stars, and plenty of room for horses, chickens, goats, or hobbies. Harvest your haul from the apple and chokecherry trees, grapevines, gooseberry bushes, and rhubarb plants. The home has an attached two car garage as well as two half-circle driveways, making coming and going a breeze, whether you're hauling a trailer, welcoming guests, or parking extra vehicles. The detached 800 sq ft shop, complete with electricity, is ideal for projects, storage, or creative ventures, while an additional outbuilding includes a pool table for fun-filled evenings. With no HOA, the freedom to truly make this property your own is yours. All new windows (2024), new roof on all buildings (2024), newer furnace and A/C, newer interior and exterior paint, and new ceiling fans, tankless water heater (2018), and new smoke detectors! Whether you're seeking a peaceful retreat, space for animals, or simply a place that offers both privacy and connection, this Loveland gem is ready to welcome you home.

Getting Around

14
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

4/10
5/10
Walt Clark Middle SchoolGrades 6-81.0 mi
6/10

Construction

Condition

  • Year built: 1977

Materials

  • Roof: Composition
  • Construction materials: Brick,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Oven,Range,Refrigerator,Washer

Bathroom

  • Level: Main

Bathroom

  • Level: Upper

Bedroom

  • Features: Primary Suite
  • Level: Upper
  • Area: 195
  • Dimensions: 13 x 15

Bedroom

  • Level: Upper
  • Area: 121
  • Dimensions: 11 x 11

Bedroom

  • Level: Upper
  • Area: 165
  • Dimensions: 11 x 15

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1

Dining Room

  • Level: Main

Features

  • Ceiling Fan(s),Eat-in Kitchen,Kitchen Island,Open Floorplan
  • Window features: Window Coverings
  • Flooring: Carpet,Vinyl,Wood
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area above ground: 2,070

Great Room

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,070
  • Total interior livable area: 2,070 sqft

Kitchen

  • Level: Main
  • Area: 210
  • Dimensions: 14 x 15

Laundry

  • Level: Main

Living Room

  • Level: Main
  • Area: 260
  • Dimensions: 20 x 13

Property

Details

  • Parcel number: R1071726
  • Zoning: FA
  • Special condition: Standard
  • Exclusions: Sellers Personal Property,Bedroom Mirror In Primary Room

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Balcony,Fire Pit
  • Fencing: Fenced,Partial
  • Horses can be raised: Yes

Lot

  • Lot size: 1.68 Acres
  • Features: Level,Many Trees

Parking

  • Total spaces: 5
  • Parking features: Concrete
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hail
Winter Weather
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,189$50,268
Home Insurance *$377$4,524
Property Taxes $359$4,308
Electricity $186$2,232
Total$5,111$61,332
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$175,234/yr
40% on housing$153,330/yr
45% on housing$136,293/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.3%
15.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$400This listing

vs Other Active Listings

Avg $/sqft

ZIP 80537$247
Larimer County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 80537$234
Larimer County$250

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-09Listed for sale$828,500
2025-11-26Listing removed$849,500
2025-09-09Listed for sale$849,500
2015-12-21Sold$385,000
2015-09-25Price change$395,000
2015-09-04Listed for sale$410,000
1999-08-24Sold$237,000
1997-05-05Sold$200,000

For Sale by Agent

AgentAndria Porter Stashak
BrokerageKeller Williams DTC

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