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502 S Empire Ave, Loveland, CO, 80537

3beds
2baths
1,578sqft
$439,900
$279price/sqft
$2,800/moest. monthly cost
$112,000/yrincome needed

About This Home

Move right into this beautifully updated home that's ready for its next owner! Freshly painted with tasteful updates throughout, this well-maintained property offers a bright, spacious living room that's perfect for relaxing or entertaining. Featuring 3 spacious bedrooms, 2 bathrooms, and a large two-car garage, there's plenty of room for comfortable everyday living.Outside, you'll find immaculate landscaping, mature trees, and a large back patio that create the perfect setting for morning coffee, evening barbecues, or simply enjoying Colorado's beautiful seasons. The established yard provides both shade and privacy, making the outdoor space just as inviting as the interior.Ideally located in the heart of Loveland, you'll enjoy convenient access to shopping, dining, parks, schools, and major commuter routes. With its thoughtful updates, exceptional curb appeal, and truly move-in-ready condition, all that's left to do is unpack, settle in, and start enjoying your new home from day one!

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

4/10
5/10
Walt Clark Middle SchoolGrades 6-80.3 mi
6/10

Construction

Condition

  • Year built: 1980

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Refrigerator,Microwave,Disposal

Basement

  • Basement: None

Bedroom2

  • Level: Main
  • Area: 80
  • Dimensions: 8 x 10

Bedroom3

  • Level: Main
  • Area: 80
  • Dimensions: 8 x 10

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 2

Dining Room

  • Level: Main
  • Area: 132
  • Dimensions: 12 x 11

Features

  • Open Floorplan
  • Fireplace features: Masonry
  • Fireplace: Yes
  • Finished area above ground: 1,578

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,578
  • Total interior livable area: 1,578 sqft

Kitchen

  • Level: Main
  • Area: 144
  • Dimensions: 18 x 8

Living Room

  • Level: Main
  • Area: 273
  • Dimensions: 13 x 21

Primary Bedroom

  • Level: Main
  • Area: 120
  • Dimensions: 10 x 12

Study

  • Level: Main
  • Area: 108
  • Dimensions: 9 x 12

Property

Details

  • Parcel number: R0178659
  • Zoning: R1
  • Special condition: Private Owner
  • Exclusions: Sellers personal property

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Deck,Enclosed
  • Fencing: Fenced

Lot

  • Lot size: 7,911 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Winter Weather
Hail
Strong Wind
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,224$26,688
Home Insurance *$200$2,400
Property Taxes $190$2,280
Electricity $186$2,232
Total$2,800$33,600
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,000/yr
40% on housing$84,000/yr
45% on housing$74,666/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.3%
15.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$279This listing

vs Other Active Listings

Avg $/sqft

ZIP 80537$250
Larimer County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 80537$234
Larimer County$250

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$439,900
2020-02-21Listing removed$1,925
2020-02-03Listed for rent$1,925
2019-06-12Listing removed$1,850
2019-06-01Listed for rent$1,850
2018-01-05Listing removed$1,650
2017-12-19Listed for rent$1,650
2013-10-31Sold$187,500
2013-09-12Price change$189,500
2013-07-24Price change$198,000
2013-06-23Price change$200,000
2013-05-30Listed for sale$205,000
2009-05-29Sold$168,500
2009-04-09Listed for sale$165,000

For Sale by Agent

AgentTyson Letlow
BrokerageHomeSmart Realty Partners Lvld

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