1028 Cynthia Court, Loveland, CO, 80537
About This Home
MOTIVATED SELLER!! PRICE IMPROVEMENT! Updated & Affordable Home with Land Ownership | No Lot Rent | 5-Year Roof Certification Enjoy true homeownership at 1028 Cynthia Court with NO monthly lot rent or land lease, plus added peace of mind with a 5-year roof certification. This charming and affordable residence has been thoughtfully updated inside and out, offering a move-in ready opportunity with modern finishes and long-term value. Recent improvements include fresh interior and exterior paint, updated flooring, modern lighting, and refreshed kitchen and bath finishes, creating a bright and inviting living environment. The open-concept kitchen is designed for both daily living and entertaining, featuring white shaker cabinetry, quartz countertops, custom tile backsplash, stainless steel appliances, and generous counter space. The home offers a comfortable layout with natural light throughout and a welcoming atmosphere that feels both functional and stylish. Whether you’re a first-time homebuyer, downsizing, or looking for an affordable investment opportunity, this home offers exceptional value. Additional highlights include a covered carport for convenient parking and two exterior storage sheds, providing excellent space for tools, hobbies, or seasonal storage. The fully fenced backyard offers privacy and flexibility—ideal for pets, gardening, outdoor relaxation, or casual gatherings. With modern updates, land ownership, and low ongoing costs, this property presents a rare opportunity to own an updated home at an attainable price point. Photos are from a previous listing and are provided for illustrative purposes.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1986
Materials
- Roof: Composition
- Construction materials: Frame,Wood Siding
Type & Style
- Home type: MobileManufactured
- Property subType: Manufactured Home
Interior
Appliances
- Appliances included: Cooktop,Disposal,Dryer,Microwave,Oven,Range,Refrigerator,Washer
Bathroom
- Features: Primary Suite
- Level: Main
Bedroom
- Features: Primary Suite
- Level: Main
Bedroom
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Ceiling Fan(s),Eat-in Kitchen,No Stairs
- Window features: Window Coverings
- Flooring: Vinyl
- Finished area above ground: 672
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 672
- Total interior livable area: 672 sqft
Kitchen
- Level: Main
Living Room
- Level: Main
Property
Details
- Parcel number: R0411990
- Zoning: R3
- Special condition: HUD Owned,Standard
- Exclusions: Sellers Personal Property
Features
- Levels: One
- Stories: 1
- Exterior features: Rain Gutters
- Fencing: Full
- Has view: Yes
- View description: Mountain(s)
Lot
- Lot size: 4,040 sqft
- Features: Landscaped,Level
Parking
- Total spaces: 1
- Parking features: Carport
- Covered spaces: 1
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Lightning
- Cold Wave
- Winter Weather
- Hail
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Colorado Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,415 | $16,980 |
| Home Insurance * | $127 | $1,524 |
| Property Taxes | $121 | $1,452 |
| Electricity | $186 | $2,232 |
| Total | $1,849 | $22,188 |
Income You'd Need if You Spent...
Colorado FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-07 | Price change | $279,900 |
| 2026-03-11 | Listed for sale | $285,000 |
| 2024-03-06 | Sold | $275,000 |
| 2024-02-14 | Pending sale | $275,000 |
| 2024-01-31 | Listed for sale | $275,000 |
| 2023-01-04 | Sold | $239,000 |
| 2021-12-02 | Sold | $111,500 |
| 2006-09-08 | Sold | $52,000 |
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