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108 S Cleveland Ave, Loveland, CO, 80537

1beds
1baths
850sqft
$325,000
$382price/sqft
$2,117/moest. monthly cost
$84,680/yrincome needed

About This Home

2 lots 106 S Cleveland and 108 S Cleveland on the corner of 1st and Cleveland in downtown Loveland. Zoning allows for Commercial, high density or residential. Home is currently rented month to month. Lot SF listed is both combined. Home is needing repairs or can be a fix and flip.

Getting Around

80
WalkingVery Walkable
0
TransitVery Limited Transit
83
BikeVery Bikeable

Schools

6/10
4/10
Bill Reed Middle SchoolGrades 6-80.4 mi
6/10

Construction

Condition

  • Year built: 1930

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Mixed Use

Interior

Appliances

  • Appliances included: Electric Range,Dishwasher,Refrigerator,Washer,Dryer

Basement

  • Has basement: Yes
  • Basement: Partial

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Features

  • Finished area below ground: 200
  • Finished area above ground: 640

Heating

  • Heating features: Wall Furnace

Interior Area

  • Total structure area: 840
  • Total interior livable area: 850 sqft

Kitchen

  • Level: Main
  • Area: 90
  • Dimensions: 10 x 9

Laundry

  • Level: Main
  • Area: 90
  • Dimensions: 9 x 10

Primary Bedroom

  • Level: Main
  • Area: 150
  • Dimensions: 15 x 10

Property

Details

  • Parcel number: R0416274
  • Zoning: BE
  • Special condition: Private Owner

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 5,642 sqft
  • Features: Paved,Curbs,Gutters,Sidewalks,Street Light,Fire Hydrant within 500 Feet

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hail
Winter Weather
Strong Wind
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$148$1,776
Property Taxes $140$1,680
Electricity $186$2,232
Total$2,117$25,404
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,582/yr
40% on housing$63,510/yr
45% on housing$56,453/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.3%
15.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$382This listing

vs Other Active Listings

Avg $/sqft

ZIP 80537$250
Larimer County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 80537$234
Larimer County$250

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-04Listed for sale$325,000
2025-12-31Listing removed$350,000
2025-07-07Price change$350,000
2025-02-05Price change$380,000
2024-03-19Listed for sale$400,000
2024-01-23Listing removed$400,000
2023-07-27Price change$400,000
2023-05-19Price change$430,000
2023-05-11Price change$450,000
2023-03-04Listed for sale$500,000

For Sale by Agent

AgentJason Filler
BrokerageLIV Sotheby's Intl Realty

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