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512 Carpenter Rd, Fort Collins, CO, 80525

5beds
3baths
4,020sqft
$1,100,000
$274price/sqft
$6,768/moest. monthly cost
$270,720/yrincome needed

About This Home

Experience the freedom of true Colorado acreage living-where you have space to spread out, room for your animals, and endless possibilities right outside your door. Set on 1.5 acres with stunning Front Range views, this property offers the kind of flexibility that's getting harder to find-bring your horses, goats, chickens, RVs, and all the toys, with no HOA or Metro District to limit your lifestyle.Whether it's morning coffee with mountain views, evenings spent watching sunsets from the deck, or simply enjoying the peace and privacy of wide-open space, this is Colorado living the way it was meant to be-yet just 5 minutes to I-25 for easy access to town.Inside, the home is designed for versatility and comfort. The light-filled great room features soaring ceilings, expansive windows, and a cozy gas fireplace, while the updated kitchen offers quartz countertops, a farmhouse sink, wall ovens, and a gas cooktop island-perfect for gathering and entertaining.The fully finished walk-out basement creates an ideal multi-generational setup or income opportunity, complete with its own entrance, full kitchen, living space, bedrooms, and bath.With owned solar, newer major systems, an oversized garage, RV parking, and mature landscaping, this property combines practicality with lifestyle.If you've been looking for space, freedom, and incredible views-this is the one.

Getting Around

16
WalkingCar-Dependent
22
TransitMinimal Transit
60
BikeBikeable

Schools

4/10
6/10
Loveland High SchoolGrades 9-124.4 mi

Construction

Condition

  • Year built: 1991

Materials

  • Roof: Composition
  • Construction materials: Frame,Stone,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range,Self Cleaning Oven,Dishwasher,Refrigerator,Microwave
  • Laundry features: Washer/Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Walk-Out Access

Bedroom2

  • Level: Upper
  • Area: 192
  • Dimensions: 12 x 16

Bedroom3

  • Level: Upper
  • Area: 182
  • Dimensions: 13 x 14

Bedroom4

  • Level: Basement
  • Area: 168
  • Dimensions: 12 x 14

Bedroom5

  • Level: Basement
  • Area: 187
  • Dimensions: 11 x 17

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 2
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 156
  • Dimensions: 12 x 13

Family Room

  • Level: Basement
  • Area: 888
  • Dimensions: 24 x 37

Features

  • Separate Dining Room,Open Floorplan,Pantry,Kitchen Island
  • Window features: Window Coverings
  • Flooring: Wood
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area below ground: 1,612
  • Finished area above ground: 2,408

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 4,020
  • Total interior livable area: 4,020 sqft

Kitchen

  • Level: Main
  • Area: 210
  • Dimensions: 14 x 15

Laundry

  • Level: Main
  • Area: 64
  • Dimensions: 8 x 8

Living Room

  • Level: Main
  • Area: 529
  • Dimensions: 23 x 23

Primary Bedroom

  • Features: Shared Primary Bath
  • Level: Main
  • Area: 208
  • Dimensions: 13 x 16

Recreation Room

  • Level: Upper
  • Area: 132
  • Dimensions: 11 x 12

Property

Details

  • Parcel number: R0471038
  • Zoning: FA1
  • Special condition: Private Owner
  • Exclusions: Seller's personal property
  • Horse amenities: Horse(s) Allowed

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio,Deck
  • Fencing: Partial
  • Has view: Yes
  • View description: Mountain(s),Hills
  • Horses can be raised: Yes

Lot

  • Lot size: 1.55 Acres
  • Features: Evergreen Trees,Deciduous Trees,Unincorporated,Paved,Gutters

Parking

  • Total spaces: 4
  • Parking features: RV Access/Parking,Attached,Oversized,Tandem
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Lightning
Winter Weather
Cold Wave
Strong Wind
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,562$66,744
Home Insurance *$427$5,124
Property Taxes $476$5,712
Electricity $303$3,641
Total$6,768$81,216
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$232,045/yr
40% on housing$203,040/yr
45% on housing$180,480/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.3%
15.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$274This listing

vs Other Active Listings

Avg $/sqft

ZIP 80525$193
Larimer County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 80525$229
Larimer County$250

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-03Listed for sale$1,100,000
2026-01-10Listing removed$1,100,000
2025-07-11Listed for sale$1,100,000
2008-12-21Listing removed$425,000
2008-05-01Sold$406,000
2008-02-29Price change$425,000
2008-02-02Listed for sale$442,500
2004-06-03Sold$395,000
2003-09-23Sold$345,000

For Sale by Agent

AgentChristopher Martinez
BrokerageRE/MAX Alliance-Longmont

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