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1395 Dix Dr, Wilmore, KY, 40390

2beds
3baths
1,148sqft
$344,000
$300price/sqft
$2,356/moest. monthly cost
$94,240/yrincome needed

About This Home

Kentucky Palisades at High Bridge retreat on 3 wooded lots featuring a beautifully maintained elevated home and an exceptional 1800+ sq. ft. detached shop. Perfect for hobbyists, collectors, or workshop space. The insulated outbuilding includes HVAC, full bath & 3 bonus rooms, The home offers 2 bedrooms, 1.5 baths plus a sleeping loft, with vaulted ceilings, hardwood floors, skylights, granite countertops, custom cabinetry walk-in closet, and a full-height masonry fireplace with wood stove. Enjoy peaceful river views from the expansive screened porch. Offered fully equipped, including stackable washer and dryer. A rare waterfront property combining comfort, privacy, and incredible versatility. Boat ramp nearby for the community . Breathtaking views for the fun summer family gatherings. Lots 42, 43 & 44.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
1
BikeSomewhat Bikeable

Schools

9/10
8/10
8/10

Construction

Condition

  • Year built: 1984

Materials

  • Foundation: Other,Pillar/Post/Pier
  • Roof: Dimensional Style
  • Construction materials: Wood Siding,Metal Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Refrigerator,Washer,Range
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bathroom1

  • Level: Second

Bathroom2

  • Level: Second

Bathroom3

  • Level: First

Bedroom2

  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Bonus Room

  • Level: First

Bonus Room

  • Level: First

Bonus Room

  • Level: First

Family Room

  • Level: Second

Features

  • Walk-In Closet(s),Ceiling Fan(s)
  • Window features: Insulated Windows,Skylight(s),Blinds,Screens
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Blower Fan,Great Room,Insert,Masonry
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,148

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 1,148
  • Total interior livable area: 1,148 sqft

Kitchen

  • Level: Second

Master Bathroom

  • Level: Second

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 0071005042.00,0071005043.00,0071005041.00

Features

  • Levels: One and One Half
  • Exterior features: Fire Pit
  • Fencing: Other
  • On waterfront: Yes
  • Waterbody name: Kentucky River

Lot

  • Lot size: 1.08 Acres

Parking

  • Total spaces: 5
  • Parking features: Detached Garage,Driveway
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 5
  • Has uncovered spaces: Yes
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,739$20,868
Home Insurance *$128$1,536
Property Taxes $335$4,020
Electricity $154$1,850
Total$2,356$28,272
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,777/yr
40% on housing$70,680/yr
45% on housing$62,826/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.0%
14.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$300This listing

vs Other Active Listings

Avg $/sqft

ZIP 40390$362
Jessamine County$218

vs Homes Sold Last Month

Median $/sqft

ZIP 40390$213
Jessamine County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Price change$344,000
2026-05-21Listed for sale$349,000
2017-03-15Sold$184,500
2017-03-08Pending sale$184,500
2017-02-16Price change$184,500
2016-11-06Listed for sale$184,900
2016-08-06Listing removed$209,900
2016-03-23Price change$209,900
2015-09-09Listed for sale$149,900
1997-02-28Sold$64,000
1986-10-30Sold$44,000

For Sale by Agent

AgentTerri L McGraw
BrokerageFC Tucker Bluegrass

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