11683 Cold Creek Ct, Zionsville, IN, 46077
About This Home
Nestled in the prestigious, gated island area of Waterfront of West Clay, this exquisite 6-bedroom, 7 full baths with two 1/2 baths, lakefront home offers a perfect blend of luxury, comfort, and tranquility. Built by renowned Paul Shoopman Homes as the exclusive builder, this residence features over 7,000 sq. ft. of meticulously designed living space. The heart of the home is a gourmet kitchen, complete with upgraded appliances and ample counter space, perfect for both casual dining and gourmet meal preparation. The open-concept layout flows seamlessly into a spacious living area, offering sweeping views of the serene lakefront setting. Retreat to the owner's suite, which boasts a generous sitting area and stunning lake views. The en-suite bathroom features luxurious finishes, providing a spa-like experience. The home also includes a fully finished walk-out basement with versatile flex space, ideal for a home theater, gym, or additional living quarters. Enjoy outdoor living at its finest with picturesque lakefront views and private access to the water. Located in the highly sought-after Carmel School District, this home is perfectly positioned near top-tier schools, dining, shopping, and entertainment. Don't miss your opportunity to own a piece of paradise in one of the most coveted neighborhoods in the area. All furniture, furnishings, accessories, and plants are included. Schedule a showing today!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: New Construction,Under Construction
- New construction: Yes
- Year built: 2025
Materials
- Foundation: Concrete Perimeter,Full
- Construction materials: Brick,Cement Siding,Stone
Other
- Builder name: Paul Shoopman Homes
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary,Farmhouse,Traditional
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Gas Cooktop,Dishwasher,Electric Water Heater,ENERGY STAR Qualified Appliances,Disposal,Microwave,Oven,Convection Oven
- Laundry features: Upper Level
Basement
- Has basement: Yes
- Basement: Ceiling - 9+ feet,Full,Walk-Out Access
Bedroom2
- Level: Upper
- Area: 144
- Dimensions: 12X12
Bedroom3
- Level: Upper
- Area: 168
- Dimensions: 12x14
Bedroom4
- Level: Upper
- Area: 204
- Dimensions: 12X17
Bedroom5
- Level: Main
- Area: 154
- Dimensions: 14x11
Bedroom6
- Level: Basement
- Area: 210
- Dimensions: 14x15
Bedrooms & Bathrooms
- Bedrooms: 6
- Bathrooms: 9
- Full bathrooms: 7
- 1/2 bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 1
Dining Room
- Level: Main
- Area: 320
- Dimensions: 20X16
Exercise Room
- Level: Basement
- Area: 81
- Dimensions: 9x9
Family Room
- Level: Basement
- Area: 280
- Dimensions: 20X14
Features
- Kitchen Island,Elevator,Hardwood Floors,Pantry,Walk-In Closet(s),Wet Bar
- Flooring: Hardwood
- Number of fireplaces: 1
- Fireplace features: Family Room
- Fireplace: Yes
- Finished area below ground: 2,657
Great Room
- Level: Main
- Area: 360
- Dimensions: 20X18
Hearth Room
- Level: Main
- Area: 182
- Dimensions: 14X13
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 8,000
- Total interior livable area: 8,000 sqft
Kitchen
- Level: Main
- Area: 238
- Dimensions: 17X14
Living Room
- Level: Main
- Area: 168
- Dimensions: 14X12
Loft
- Level: Upper
- Area: 128
- Dimensions: 16X8
Master Bedroom
- Level: Upper
- Area: 320
- Dimensions: 16x20
Mud Room
- Level: Main
- Area: 70
- Dimensions: 10x7
Other
- Level: Basement
- Area: 210
- Dimensions: 15x14
Property
Accessibility
- Accessibility features: Hallway - 36 Inch Wide,Accessible Doors
Details
- Parcel number: 290931008015000018
- Special condition: Sales Disclosure Not Required
- Horse amenities: None
Features
- Levels: Three Or More
- Pool features: In Ground
- Patio & porch: Covered
- Exterior features: Sprinkler System,Other
- Has view: Yes
- View description: Lake,Trees/Woods,Water
- Has water view: Yes
- Water view: Lake,Water
- On waterfront: Yes
- Waterfront features: Lake Privileges,Lake Front,Water View,Waterfront
Lot
- Lot size: 0.89 Acres
- Features: Cul-De-Sac,Curbs,Gated Community,Sidewalks,Mature Trees,See Remarks
Parking
- Total spaces: 4
- Parking features: Attached,Concrete,Garage Door Opener,Gated,Heated Garage,Garage Faces Side
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Tornado
- Winter Weather
- Cold Wave
- Hail
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Indiana Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $22,628 | $271,536 |
| Home Insurance * | $1,486 | $17,832 |
| Property Taxes | $7,476 | $89,712 |
| Electricity | $733 | $8,800 |
| Total | $32,323 | $387,876 |
Income You'd Need if You Spent...
Indiana FAIR Plan Programs
Indiana Basic Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2025-12-02 | Listed for sale | $4,475,000 |
| 2025-01-07 | Sold | $325,000 |
| 2024-12-27 | Pending sale | $350,000 |
| 2024-11-12 | Price change | $350,000 |
| 2024-07-09 | Listed for sale | $420,000 |
| 2024-06-20 | Listing removed | -- |
| 2024-04-10 | Price change | $435,000 |
| 2024-03-27 | Price change | $440,000 |
| 2023-12-20 | Price change | $470,000 |
| 2023-06-19 | Listed for sale | $530,000 |
| 2023-06-15 | Listing removed | -- |
| 2022-12-14 | Listed for sale | $530,000 |
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