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11710 Cold Creek Ct, Zionsville, IN, 46077

5beds
8baths
10,360sqft
$3,775,000
$364price/sqft
$24,536/moest. monthly cost
$981,440/yrincome needed

About This Home

Welcome to your dream home in prestigious West Carmel! Nestled within an exclusive gated 23 lot section of the Waterfront of West Clay community. This unique property offers unparalleled privacy and luxury living while still being in the Carmel School District! This home has been meticulously transformed into a stunning property, boasting over 10,000 square feet of exquisite craftsmanship and design. Step inside to discover a warm and inviting atmosphere, perfect for both entertaining and family gatherings. The main level features two primary suites, along with two additional bedrooms, each with their own en-suite bathrooms. A formal dining room sets the stage for elegant meals, while the stunning gourmet kitchen is a chef's delight, equipped with luxury amenities and a spacious island that opens into the expansive great room. Admire the kitchen wood ceiling and statement pendant lights as you cozy up by the 4-sided glass gas fireplace or enjoy a game of basketball on the indoor court. With over 10 garage spaces, car enthusiasts and hobbyists alike will find ample room for their vehicles or desired workspace. Take the glass elevator to the upper level, where you'll find a private theatre, a secondary kitchen, and a separate luxury apartment ideal for guests or an au-pair. A huge arcade rec room for entertainment and relaxation. This extraordinary property truly stands out in Carmel's real estate market, offering a rare blend of charm, sophistication, and modern amenities. Don't miss your chance to experience the pinnacle of luxury living in Carmel! All furniture and furnishings included in sale!

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

8/10
West Clay ElementaryGrades K-51.3 mi
9/10
Creekside Middle SchoolGrades 6-81.1 mi
10/10
Carmel High SchoolGrades 9-126.2 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2011

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Cement Siding

Other

  • Builder name: Shoopman Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Oven,Gas Oven,Refrigerator,Ice Maker,Wine Cooler
  • Laundry features: Connections All,Main Level,Upper Level

Bedroom2

  • Level: Main
  • Area: 225
  • Dimensions: 15x15

Bedroom3

  • Level: Main
  • Area: 169
  • Dimensions: 13x13

Bedroom4

  • Level: Main
  • Area: 270
  • Dimensions: 18x15

Bedroom5

  • Level: Upper
  • Area: 208
  • Dimensions: 13x16

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 8
  • Full bathrooms: 6
  • 1/2 bathrooms: 2
  • Main level bathrooms: 5
  • Main level bedrooms: 4

Bonus Room

  • Level: Main
  • Area: 304
  • Dimensions: 19x16

Bonus Room

  • Level: Main
  • Area: 320
  • Dimensions: 20x16

Family Room

  • Level: Main
  • Area: 667
  • Dimensions: 29x23

Features

  • Double Vanity,Kitchen Island,Elevator,Entrance Foyer,Ceiling Fan(s),Hardwood Floors,In-Law Floorplan,Eat-in Kitchen,Pantry,Walk-In Closet(s)
  • Window features: Wood Work Painted
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Great Room
  • Fireplace: Yes

Foyer

  • Features: Tile-Ceramic
  • Level: Main
  • Area: 224
  • Dimensions: 16x14

Great Room

  • Level: Upper
  • Area: 672
  • Dimensions: 28x24

Guest Room

  • Level: Upper
  • Area: 208
  • Dimensions: 16x13

Hearth Room

  • Level: Main
  • Area: 224
  • Dimensions: 16x14

Hearth Room

  • Level: Upper
  • Area: 176
  • Dimensions: 16x11

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 10,360
  • Total interior livable area: 10,360 sqft

Kitchen

  • Level: Main
  • Area: 154
  • Dimensions: 14x11

Kitchen

  • Level: Upper
  • Area: 240
  • Dimensions: 16x15

Laundry

  • Features: Tile-Ceramic
  • Level: Main
  • Area: 132
  • Dimensions: 12x11

Master Bedroom

  • Level: Main
  • Area: 352
  • Dimensions: 22x16

Mud Room

  • Level: Main
  • Area: 64
  • Dimensions: 8x8

Other

  • Level: Upper
  • Area: 225
  • Dimensions: 15x15

Play Room

  • Level: Main
  • Area: 675
  • Dimensions: 27x25

Property

Details

  • Parcel number: 290931008022001018
  • Special condition: Sales Disclosure On File
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered
  • Exterior features: Lighting,Fire Pit
  • Fencing: Fenced,Full
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake

Lot

  • Lot size: 1.17 Acres
  • Features: Curbs,Sidewalks,Trees-Small (Under 20 Ft)

Parking

  • Total spaces: 4
  • Parking features: Attached,Concrete,Garage Door Opener,Heated Garage,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Winter Weather
Cold Wave
Hail
Lightning
Strong Wind

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $19,088$229,056
Home Insurance *$1,253$15,036
Property Taxes $3,246$38,952
Electricity $949$11,396
Total$24,536$294,432
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$841,234/yr
40% on housing$736,080/yr
45% on housing$654,293/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$364This listing

vs Other Active Listings

Avg $/sqft

ZIP 46077$259
Hamilton County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 46077$208
Hamilton County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-05Listed for sale$3,775,000
2025-09-05Listing removed$2,990,000
2025-03-04Listed for sale$2,990,000
2024-09-23Listing removed$2,998,900
2024-06-10Price change$2,998,900
2024-01-11Listed for sale$2,999,000
2023-12-09Listing removed--
2023-09-05Price change$3,200,000
2023-06-28Price change$3,400,000
2023-03-15Listed for sale$3,600,000

New Construction

AgentKourtney Shoopman
BrokerageBerkshire Hathaway Home

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