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605 Jack Pine Pl, Loveland, CO, 80538

4beds
3baths
2,207sqft
$600,000
$272price/sqft
$3,738/moest. monthly cost
$149,520/yrincome needed

About This Home

Welcome to 605 Jack Pine Place, ideally positioned on a quiet cul-de-sac. This southwest-facing home sits on an expansive 16,700 sq ft (.38 acre) lot and offers both privacy and incredible outdoor living, all enhanced by newer exterior paint and thoughtful updates throughout. A newer driveway leads to the stamped concrete front patio, where you can take in mountain views and enjoy a peaceful place to relax. Inside, the home welcomes you with durable vinyl plank flooring that flows through the living room, dining area, stairs, and hallway, creating a cohesive and low-maintenance main level. The living room connects seamlessly to the dining space and into the kitchen, where you'll find custom unstained maple cabinets with convenient pullouts and a large pantry, combining beauty with everyday functionality. Just off the kitchen, sliding glass doors open to a large sunroom - perfect for enjoying Colorado's seasons while overlooking the private, fenced backyard. This outdoor space is truly a standout, featuring extensive landscaping, a large garden area with established raspberry and strawberry plants, and ample room to create your ideal outdoor retreat. The property also includes an approximately 12x16 ft workshop complete with electricity, heat, and A/C, an additional 8x16 ft storage shed, and rare RV parking both in the front and back. The lower level offers a cozy family room with a gas fireplace, creating a warm and inviting gathering space. Upstairs, the primary suite includes an attached bathroom with a walk-in shower, along with two additional bedrooms and a full bath. The basement expands your living space with a rec room featuring a hobby/workbench, a laundry area, and an additional bedroom-ideal for guests or flexible living needs. With its prime cul-de-sac location, expansive lot, versatile outbuildings, and exceptional indoor-outdoor living, this home offers a rare opportunity to enjoy space, comfort, and functionality in one beautiful Loveland property.

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

4/10
6/10
Loveland High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1977

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Dishwasher,Refrigerator,Microwave

Basement

  • Has basement: Yes
  • Basement: Partial,Partially Finished

Bedroom2

  • Level: Upper
  • Area: 132
  • Dimensions: 11 x 12

Bedroom3

  • Level: Upper
  • Area: 132
  • Dimensions: 11 x 12

Bedroom4

  • Level: Basement
  • Area: 168
  • Dimensions: 12 x 14

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 99
  • Dimensions: 9 x 11

Family Room

  • Level: Lower
  • Area: 275
  • Dimensions: 11 x 25

Features

  • Separate Dining Room,Sun Room
  • Window features: Window Coverings
  • Fireplace features: Gas,Family Room
  • Fireplace: Yes
  • Finished area below ground: 581
  • Finished area above ground: 1,625

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 2,206
  • Total interior livable area: 2,207 sqft

Kitchen

  • Level: Main
  • Area: 187
  • Dimensions: 11 x 17

Laundry

  • Level: Basement
  • Area: 99
  • Dimensions: 9 x 11

Living Room

  • Level: Main
  • Area: 228
  • Dimensions: 12 x 19

Primary Bedroom

  • Features: 3/4 Primary Bath
  • Level: Upper
  • Area: 165
  • Dimensions: 11 x 15

Recreation Room

  • Level: Basement
  • Area: 275
  • Dimensions: 11 x 25

Property

Details

  • Parcel number: R0676764
  • Zoning: R1
  • Special condition: Private Owner
  • Exclusions: Seller's personal property,clothes washer,clothes dryer,cabinet in basement rec room under hobby bench,hanging TV and mount

Features

  • Levels: Four
  • Stories: 4
  • Patio & porch: Patio
  • Exterior features: Sprinkler System
  • Fencing: Fenced,Wood

Lot

  • Lot size: 0.38 Acres
  • Features: Cul-De-Sac,Deciduous Trees,Paved,Curbs,Gutters,Sidewalks

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hail
Winter Weather
Strong Wind
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance *$259$3,108
Property Taxes $260$3,120
Electricity $186$2,232
Total$3,738$44,856
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$128,160/yr
40% on housing$112,140/yr
45% on housing$99,680/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.3%
15.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$272This listing

vs Other Active Listings

Avg $/sqft

ZIP 80538$215
Larimer County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 80538$216
Larimer County$250

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$600,000
1983-11-01Sold$81,000

For Sale by Agent

AgentPaul Schnaitter
BrokerageGroup Centerra

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