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1010 Bard Ln, Carmel, IN, 46032

2beds
4baths
2,400sqft
$389,000
$162price/sqft
$2,952/moest. monthly cost
$118,080/yrincome needed

About This Home

Stunning end-unit townhome in desirable and highly sought-after Arden Townhomes! Luxury and location meet, minutes away from all downtown Carmel has to offer. Highlighted by two spacious primary suites with tray ceilings, en-suites and oversized walk-in closets, this home offers the perfect setup for comfort, privacy and functionality. The main level showcases an open and airy layout with a two-story entry, and a cozy living and dining space, perfect for hosting. The updated kitchen boasts granite countertops, custom tile backsplash, updated appliances, a center island with a breakfast bar, and ample cabinet and counter space. Convenient hearth room with gas fireplace blends harmoniously with your private balcony overlooking mature trees for your morning coffee. Off the garage, you are greeted with a secondary living space offering an endless array of possibilities. Step outside and connect directly to the Greyhound Trail which leads straight to the Monon Trail and all of the amenities you're looking for in Carmel! If convenience, walkability, and a move-in ready townhome in a prime location are at the top of your list, this townhome is it!

Getting Around

28
WalkingCar-Dependent
0
TransitVery Limited Transit
61
BikeBikeable

Schools

8/10
Carmel Elementary SchoolGrades PK-50.9 mi
8/10
Carmel Middle SchoolGrades 6-81.4 mi
10/10
Carmel High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 2009

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Brick,Cement Siding

Other

  • Builder name: Ryland

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Residential,Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,MicroHood,Electric Oven,Refrigerator,Washer,Gas Water Heater,Water Softener Owned,Microwave,Wine Cooler,Bar Fridge
  • Laundry features: Upper Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Ceiling - 9+ feet,Roughed In,Walk-Out Access,Daylight

Bedroom2

  • Level: Upper
  • Area: 204
  • Dimensions: 17x12

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2
  • Main level bathrooms: 1

Bonus Room

  • Level: Basement
  • Area: 414
  • Dimensions: 23x18

Dining Room

  • Level: Main
  • Area: 140
  • Dimensions: 14x10

Features

  • Attic Access,Tray Ceiling(s),Walk-In Closet(s),Breakfast Bar,Ceiling Fan(s),Double Vanity,Eat-in Kitchen,Entrance Foyer,High Speed Internet,Pantry,Kitchen Island
  • Window features: WoodWorkStain/Painted
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Hearth Room
  • Fireplace: Yes
  • Attic: Access Only
  • Finished area below ground: 600

Great Room

  • Level: Main
  • Area: 170
  • Dimensions: 17x10

Hearth Room

  • Features: Tile-Ceramic
  • Level: Main
  • Area: 156
  • Dimensions: 13x12

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,400
  • Total interior livable area: 2,400 sqft

Kitchen

  • Features: Tile-Ceramic
  • Level: Main
  • Area: 198
  • Dimensions: 18x11

Laundry

  • Level: Upper
  • Area: 30
  • Dimensions: 06x05

Master Bedroom

  • Level: Upper
  • Area: 221
  • Dimensions: 17x13

Property

Details

  • Parcel number: 291019011067000018
  • Attached to another structure: Yes
  • Horse amenities: None

Features

  • Levels: Three Or More
  • Patio & porch: Porch
  • Exterior features: Balcony

Lot

  • Lot size: 1,742 sqft
  • Features: Sidewalks,Street Lights,Mature Trees

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,966$23,592
Home Insurance *$154$1,848
Property Taxes $612$7,344
Electricity $220$2,640
Total$2,952$35,424
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,211/yr
40% on housing$88,560/yr
45% on housing$78,720/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 46032$246
Hamilton County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 46032$213
Hamilton County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Price change$389,000
2026-07-02Listed for sale$397,500
2020-08-28Sold$250,000
2020-08-02Pending sale$255,000
2020-07-22Listed for sale$255,000
2016-09-15Sold$215,000
2012-02-29Sold$199,000

For Sale by Agent

AgentLaura Turner
BrokerageF.C. Tucker Company

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