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526 Suntrail Dr, Loveland, CO, 80538

3beds
2baths
1,576sqft
$459,000
$291price/sqft
$2,902/moest. monthly cost
$116,080/yrincome needed

About This Home

Welcome to this beautifully updated 3-bedroom, 2-bath home offering 1,576 square feet of comfortable living space in a well-established and desirable North Loveland neighborhood. Ideally situated near Horseshoe Lake, this property offers a perfect blend of comfort and convenience, with easy access to Boyd Lake State Park, scenic walking trails, shopping, and dining. Located at 526 Suntrail Drive, this property blends modern upgrades with classic charm, making it move-in ready for its next owner. The home has been thoughtfully renovated inside and out. Enjoy peace of mind with all-new windows and fresh exterior paint, along with brand-new concrete driveway, porches, and patios that enhance both curb appeal and functionality. Step inside this open floor plan features a generous living room complemented by a separate rear family room-ideal for both daily comfort and hosting guests. Once you walk in you will find a refreshed interior featuring new LVP flooring throughout the main level, updated cabinetry, new stainless-steel appliances, modern plumbing fixtures, and stylish lighting. The home has undergone extensive improvements, including all-new PEX plumbing, new drywall, and fresh interior paint, creating a clean and contemporary feel throughout. The spacious, 7150SF lot includes a fully fenced backyard offers plenty of room for outdoor entertainment, gardening, or relaxing in your own private retreat. Situated in a desirable, established neighborhood, this home provides a perfect balance of comfort, quality updates, and location. Don't miss the opportunity to own this turn-key property in the heart of Loveland! Seller is related to the Listing Agent

Getting Around

31
WalkingCar-Dependent
0
TransitVery Limited Transit
50
BikeBikeable

Schools

3/10
7/10
Mountain View High SchoolGrades 9-123.4 mi

Construction

Condition

  • Year built: 1995

Materials

  • Roof: Composition
  • Construction materials: Frame,Brick,Composition

Other

  • Builder name: Guiliano and Father

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Self Cleaning Oven,Dishwasher,Refrigerator,Microwave,Disposal
  • Laundry features: Washer/Dryer Hookup

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Upper
  • Area: 176
  • Dimensions: 11 x 16

Bedroom3

  • Level: Upper
  • Area: 108
  • Dimensions: 9 x 12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 91
  • Dimensions: 7 x 13

Family Room

  • Level: Main
  • Area: 260
  • Dimensions: 13 x 20

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,576

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Whole House Fan

Interior Area

  • Total structure area: 1,576
  • Total interior livable area: 1,576 sqft

Kitchen

  • Level: Main
  • Area: 143
  • Dimensions: 13 x 11

Laundry

  • Level: Main
  • Area: 45
  • Dimensions: 5 x 9

Living Room

  • Level: Main
  • Area: 240
  • Dimensions: 12 x 20

Primary Bedroom

  • Features: Shared Primary Bath
  • Level: Upper
  • Area: 176
  • Dimensions: 11 x 16

Property

Details

  • Parcel number: R1384201
  • Zoning: R1
  • Special condition: Private Owner

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Fencing: Fenced,Wood

Lot

  • Lot size: 7,150 sqft
  • Features: Deciduous Trees,Paved

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hail
Winter Weather
Strong Wind
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,320$27,840
Home Insurance *$198$2,376
Property Taxes $198$2,376
Electricity $186$2,232
Total$2,902$34,824
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,497/yr
40% on housing$87,060/yr
45% on housing$77,386/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.3%
15.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$291This listing

vs Other Active Listings

Avg $/sqft

ZIP 80538$215
Larimer County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 80538$216
Larimer County$250

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Listed for sale$499,500
2024-09-10Listing removed$1,795
2024-09-04Listed for rent$1,795

For Sale by Agent

AgentAlan Strope
BrokerageResident Realty

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