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14558 New Garden Ln, Carmel, IN, 46033

6beds
5baths
5,542sqft
$1,073,000
$194price/sqft
$7,191/moest. monthly cost
$287,640/yrincome needed

About This Home

Exceptional new listing in the Ridge at the Legacy! Discover an exceptional living experience at 14558 New Garden Lane in Carmel. This single-family residence offers a meticulously designed living space, promising a lifestyle of comfort and sophistication. 6 bdrms, 5 baths, over 5000 sqft, 3-car garage, huge basement & private, tree-lined backyard w/ your own pool & entertaining space. Set on an expansive .44 acre lot, this property offers significant outdoor potential. Two-story design provides a thoughtful separation of living areas, enhancing both privacy and functionality. This beautifully designed home allows you to move right in and enjoy the remaining summer in your own pool. Upstairs you'll find 5 bedrooms. The expansive primary w/ 2 walk-in closets, separate tub & tile shower & dual vanities. 2 more bedrooms share a jack & jill bathroom w/ dual vanities & separate shower & toilet space. Final 2 bedrooms, laundry room & full bath complete the upstairs. Main floor includes a dedicated study/office/7th bedroom, mud area, formal dining room, plus eat-in kitchen w/ breakfast room, family room w/ fireplace & sitting room. Enjoy stainless steel appliances, all included, & an open concept. The large, finished basement complete w/ sitting space, recreation area, fitness space, home theater/flex room and 6th bedroom w/ large walk-in closet & full bath complete the lower level. This home has what you're looking for w/ tons of natural light, tall ceilings & new carpet on the stairs & upper level. Outside, the tree-lined backyard & beautifully landscaped yard, provides a peaceful natural backdrop, offering both beauty & privacy. Enjoy your diving pool w/ automatic cover & side to side shallow end steps. Host friends and family around the built in firepit or lounge by the pool on your large concrete patio. More entertainment w/ the included amenities, bball courts, green space & picnic area. Walking distance to restaurants and shops. Sought after Carmel schools too!

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
50
BikeBikeable

Schools

9/10
8/10
Clay Middle SchoolGrades 6-82.3 mi
10/10
Carmel High SchoolGrades 9-123.6 mi

Construction

Condition

  • Year built: 2015

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Cement Siding,Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Dryer,Disposal,Gas Water Heater,MicroHood,Microwave,Oven,Gas Oven,Refrigerator,Tankless Water Heater,Washer,Water Heater,Water Softener Owned
  • Laundry features: Connections All,Upper Level

Basement

  • Has basement: Yes
  • Basement: Ceiling - 9+ feet,Egress Window(s),Partial,Storage Space

Bedroom2

  • Level: Upper
  • Area: 156
  • Dimensions: 12x13

Bedroom3

  • Level: Upper
  • Area: 390
  • Dimensions: 15x26

Bedroom4

  • Level: Upper
  • Area: 144
  • Dimensions: 12x12

Bedroom5

  • Level: Upper
  • Area: 121
  • Dimensions: 11x11

Bedroom6

  • Level: Basement
  • Area: 252
  • Dimensions: 18x14

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Breakfast Room

  • Level: Main
  • Area: 176
  • Dimensions: 11x16

Dining Room

  • Level: Main
  • Area: 156
  • Dimensions: 12x13

Exercise Room

  • Level: Basement
  • Area: 180
  • Dimensions: 15x12

Family Room

  • Level: Main
  • Area: 361
  • Dimensions: 19x19

Features

  • Attic Access,Double Vanity,Breakfast Bar,Tray Ceiling(s),Kitchen Island,Entrance Foyer,Ceiling Fan(s),High Speed Internet,Eat-in Kitchen,Pantry,Walk-In Closet(s)
  • Window features: WoodWorkStain/Painted
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas Log,Gas Starter
  • Fireplace: Yes
  • Attic: Access Only
  • Finished area below ground: 1,317

Foyer

  • Level: Main
  • Area: 64
  • Dimensions: 8x8

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 5,542
  • Total interior livable area: 5,542 sqft

Kitchen

  • Level: Main
  • Area: 228
  • Dimensions: 19x12

Laundry

  • Features: Tile-Ceramic
  • Level: Upper
  • Area: 37.5
  • Dimensions: 7.5x5

Living Room

  • Level: Main
  • Area: 120
  • Dimensions: 12x10

Master Bedroom

  • Level: Upper
  • Area: 390
  • Dimensions: 15x26

Mud Room

  • Level: Main
  • Area: 37.5
  • Dimensions: 7.5x5

Office

  • Level: Main
  • Area: 144
  • Dimensions: 12x12

Other

  • Level: Basement
  • Area: 250
  • Dimensions: 12.5x20

Play Room

  • Level: Basement
  • Area: 403
  • Dimensions: 31x13

Property

Details

  • Parcel number: 291022030002000018
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Diving Board,Heated,In Ground,Liner,Outdoor Pool,Pool Cover
  • Patio & porch: Covered,Patio
  • Exterior features: Lighting,Fire Pit,Other

Lot

  • Lot size: 0.44 Acres
  • Features: Curbs,Sidewalks,Street Lights,Mature Trees,Wooded

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Winter Weather
Cold Wave
Hail
Lightning
Strong Wind

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,425$65,100
Home Insurance *$440$5,280
Property Taxes $818$9,816
Electricity $508$6,096
Total$7,191$86,292
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$246,548/yr
40% on housing$215,730/yr
45% on housing$191,760/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$194This listing

vs Other Active Listings

Avg $/sqft

ZIP 46033$199
Hamilton County$202

vs Homes Sold Last Month

Median $/sqft

ZIP 46033$170
Hamilton County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$1,049,900
2026-07-16Listed for sale$1,073,000

For Sale by Agent

AgentChristy Sweet
BrokerageF.C. Tucker Company

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