4099 Michaud Ln, Fort Collins, CO, 80521
About This Home
Set on 14.6 acres along the edge of protected open space, this rare foothills property offers privacy, direct trail access, and room to spread out - all just minutes from downtown Fort Collins. Bordering Reservoir Ridge open space to the west and south, the property connects directly to hiking and biking trails leading toward Horsetooth Reservoir, with expansive views, abundant wildlife, and a peaceful setting that feels far removed from town while still being only 10 minutes away.The custom-built white oak timber frame home offers approximately 3,700 square feet of thoughtfully designed living space with 5 bedrooms and 3 bathrooms. Built with structurally insulated panels (SIPs) and pylon construction, the home combines craftsmanship, efficiency, and durability. A custom Tulikivi soapstone fireplace anchors the main living area, creating warmth and character throughout the home.Beyond the home, the 5,000 square foot steel barn/garage provides exceptional flexibility. Approximately one-third is finished as a workshop, while the remaining space offers opportunities for vehicle storage, equipment, horses, hobbies, or future customization. The property also includes a well located near the southwest corner of the parcel.With direct access to open space, a private foothills setting, and potential future subdivision opportunities subject to county approval, this property offers a rare combination of recreation, functionality, and long-term flexibility.
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1998
Materials
- Roof: Composition
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Chalet
- Property subType: Mixed Use
Interior
Appliances
- Appliances included: Gas Range,Dishwasher,Refrigerator,Washer,Dryer
- Laundry features: Washer/Dryer Hookup
Basement
- Basement: None
Bedroom2
- Level: Upper
Bedroom3
- Level: Upper
Bedroom4
- Level: Main
Bedroom5
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 2
- 3/4 bathrooms: 1
- Main level bathrooms: 1
Dining Room
- Level: Main
- Area: 195
- Dimensions: 13 x 15
Features
- Eat-in Kitchen,Separate Dining Room,Cathedral Ceiling(s),Open Floorplan,Workshop,Pantry,Natural Woodwork,Walk-In Closet(s),Jack & Jill Bathroom,Kitchen Island,High Ceilings,Beamed Ceilings,Split Bedroom Plan,Central Vacuum
- Door features: French Doors
- Window features: Skylight(s),Window Coverings,Wood Frames
- Flooring: Wood
- Number of fireplaces: 1
- Fireplace features: Living Room,Masonry,One
- Fireplace: Yes
- Finished area above ground: 3,712
Heating & Cooling
- Heating features: Forced Air,Wood Stove
- Cooling features: Central Air,Ceiling Fan(s)
Interior Area
- Total structure area: 3,712
- Total interior livable area: 3,712 sqft
Kitchen
- Level: Main
- Area: 169
- Dimensions: 13 x 13
Living Room
- Level: Main
- Area: 364
- Dimensions: 13 x 28
Primary Bedroom
- Features: Full Primary Bath,Tub+Shower Primary,5 Piece Primary Bath
- Level: Upper
- Area: 225
- Dimensions: 15 x 15
Property
Details
- Parcel number: R0207845
- Zoning: FA1
- Special condition: Private Owner
- Exclusions: Sellers personal property
- Horse amenities: Horse(s) Allowed,Pasture
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck
- Fencing: Fenced
- Has view: Yes
- View description: Mountain(s),Hills
- Horses can be raised: Yes
Lot
- Lot size: 14.69 Acres
- Features: Wooded,Deciduous Trees,Native Plants,Level,Abuts Public Open Space,Paved
Parking
- Total spaces: 10
- Parking features: RV Access/Parking,Detached,>8' Garage Door,Oversized
- Has garage: Yes
- Attached garage spaces: 10
- Covered spaces: 10
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hail
- Lightning
- Wildfire
- Winter Weather
- Avalanche
- Cold Wave
- Landslide
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Colorado Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $9,607 | $115,284 |
| Home Insurance * | $813 | $9,756 |
| Property Taxes | $823 | $9,876 |
| Electricity | $280 | $3,362 |
| Total | $11,523 | $138,276 |
Income You'd Need if You Spent...
Colorado FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-12 | Pending sale | $1,900,000 |
| 2026-08-12 | Contingent | $1,900,000 |
| 2026-05-30 | Listed for sale | $1,900,000 |
| 2025-06-02 | Sold | $1,400,000 |
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