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703 W Mountain Ave, Fort Collins, CO, 80521

3beds
2baths
2,205sqft
$950,000
$431price/sqft
$5,806/moest. monthly cost
$232,240/yrincome needed

About This Home

Some homes offer a place to live-703 W. Mountain Ave. offers a way of life. Located on one of Old Town Fort Collins' most iconic tree-lined streets, this beautifully restored 1898 home places you just six blocks from the heart of Old Town, where locally owned restaurants, boutiques, breweries, live music, festivals, City Park, and entertainment create the vibrant lifestyle that makes Fort Collins so special. Spend mornings with coffee on the welcoming front porch, evenings visiting with neighbors, and summer weekends watching the historic trolley pass by. This is the charm, connection, bike-and-walkability that define Old Town living. Thoughtfully updated while preserving its historic character, this 2,205-sq.foot home offers 1665 sq feet of finished space on the main level, including 3 bedrooms (one nonconforming) and 2 baths, plus another 540 of unfinished basement storage. The main floor Original hardwood floors blend beautifully with new LVP, while the renovated kitchen features new stainless steel appliances, hardwood walnut countertops, refinished cabinetry, and updated fixtures. Modern lighting, new ceiling fans, gorgeous step-in shower and a clean, timeless design complement the home's original craftsmanship without sacrificing its soul. Extensive improvements completed in 2024 & 2025 provide comfort and peace of mind, including a brand-new furnace and central air conditioning. Exceptional curb appeal welcomes you home with a spacious front porch, lush front yard, classic white picket fence, & a private flagstone side patio-perfect for relaxing or entertaining. Every detail reflects the care invested in this special property. Opportunities to own a thoughtfully updated historic home on West Mountain Avenue are rare. This is more than a beautiful home-it's an invitation to become part of one of Fort Collins' most cherished neighborhoods and enjoy the timeless character, community, and lifestyle that make Old Town unlike anywhere else.

Getting Around

71
WalkingVery Walkable
44
TransitSome Transit
99
BikeBiker's Paradise

Schools

7/10
Dunn Elementary SchoolGrades K-50.5 mi
5/10
Lincoln Middle SchoolGrades 6-81.3 mi
7/10
Poudre High SchoolGrades 9-121.8 mi

Construction

Condition

  • Year built: 1898

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range,Dishwasher,Refrigerator,Washer,Dryer,Microwave,Disposal
  • Laundry features: Washer/Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Partial,Unfinished

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 2

Dining Room

  • Level: Main

Features

  • Separate Dining Room,Open Floorplan,Pantry,Walk-In Closet(s)
  • Window features: Window Coverings
  • Flooring: Wood
  • Finished area above ground: 1,665

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,665
  • Total interior livable area: 2,205 sqft

Kitchen

  • Level: Main
  • Area: 192
  • Dimensions: 12 x 16

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bedroom

  • Features: 3/4 Primary Bath
  • Level: Main
  • Area: 168
  • Dimensions: 12 x 14

Property

Accessibility

  • Accessibility features: Level Lot,Main Floor Bath,Accessible Bedroom,Stall Shower,Main Level Laundry

Details

  • Parcel number: R0033871
  • Zoning: NCL
  • Special condition: Private Owner
  • Exclusions: Gun Safe and all Personal Property

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio,Deck
  • Exterior features: Sprinkler System
  • Fencing: Fenced

Lot

  • Lot size: 5,730 sqft
  • Features: Corner Lot,Evergreen Trees,Level,City Limits,Paved,Curbs,Gutters,Sidewalks,Street Light

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Hail
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,803$57,636
Home Insurance *$406$4,872
Property Taxes $411$4,932
Electricity $186$2,232
Total$5,806$69,672
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$199,062/yr
40% on housing$174,180/yr
45% on housing$154,826/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.3%
15.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$431This listing

vs Other Active Listings

Avg $/sqft

ZIP 80521$212
Larimer County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 80521$325
Larimer County$250

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$920,000
2026-07-25Listed for sale$950,000
2023-08-15Sold$775,000
2023-07-13Price change$780,000
2023-06-14Listed for sale$830,000
2021-03-24Listing removed--
2017-08-23Listing removed$2,250
2017-08-15Listed for rent$2,250
2017-08-11Sold$530,000
2017-06-26Pending sale$530,000
2017-06-21Listed for sale$530,000
2017-05-19Listing removed$550,000
2017-05-01Price change$550,000
2017-04-24Pending sale$570,000
2017-03-14Price change$570,000
2017-03-07Listed for sale$580,000
2017-02-23Pending sale$580,000
2017-02-07Price change$580,000
2017-01-30Price change$590,000
2017-01-17Price change$599,000
2017-01-12Listed for sale$615,000
2016-12-15Pending sale$615,000
2016-12-09Listed for sale$615,000
2008-03-05Sold$355,000
2007-11-16Listed for sale$375,000
2006-12-26Sold$340,000
2005-10-03Sold$220,000

For Sale by Agent

AgentSusan Patchen
BrokerageBerkshire Hathaway HomeServices Rocky Mountain, Realtors-Fort Collins

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