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620 Mathews St #211, Fort Collins, CO, 80524

1beds
1baths
680sqft
$325,000
$478price/sqft
$2,112/moest. monthly cost
$84,480/yrincome needed

About This Home

Trade your commute for more time doing what you enjoy. Imagine starting your morning with coffee at your favorite Old Town cafe, taking a short bike ride or drive to work at Colorado State University or Downtown Fort Collins, & ending the day meeting friends for dinner, live music, or a walk through one of Colorado's most vibrant downtown districts. This beautifully renovated condominium makes that lifestyle possible.Designed for those who value convenience and quality, this one-bedroom condominium has been thoughtfully updated from top to bottom. The contemporary kitchen features new cabinetry, countertops, designer backsplash, stainless steel appliances, updated lighting, & luxury vinyl plank flooring that creates a clean, sophisticated living space. The remodeled bathroom offers a beautifully tiled walk-in shower, new vanity, & updated finishes that add everyday comfort.Beyond the interior, this home offers features rarely found in this location, including an in-unit washer & dryer, a detached one-car garage with a private storage room, & the peace of mind of a secure building with controlled access. When it's time to unwind, enjoy the building's indoor swimming pool, fitness room, & community activity room.Perfectly positioned just minutes from Old Town & the Colorado State University campus, this condominium offers the freedom of low-maintenance living in one of Fort Collins' most desirable neighborhoods. If you've been searching for a home that complements your career while giving you more time to enjoy the Fort Collins lifestyle, this is one you'll want to experience in person. Schedule your private showing today.

Getting Around

91
WalkingWalker's Paradise
48
TransitSome Transit
100
BikeBiker's Paradise

Schools

5/10
Laurel Elementary SchoolGrades PK-50.6 mi
5/10
Lesher Middle SchoolGrades 6-80.9 mi
8/10
Fort Collins High SchoolGrades 9-123.3 mi

Construction

Condition

  • Year built: 1967

Materials

  • Roof: Tar/Gravel
  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Electric Range,Self Cleaning Oven,Dishwasher,Refrigerator,Washer,Microwave,Disposal
  • Laundry features: Washer/Dryer Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • 3/4 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 63
  • Dimensions: 7 x 9

Features

  • Window features: Window Coverings
  • Finished area above ground: 680

Heating

  • Heating features: Baseboard

Interior Area

  • Total structure area: 680
  • Total interior livable area: 680 sqft

Kitchen

  • Level: Main
  • Area: 63
  • Dimensions: 7 x 9

Living Room

  • Level: Main
  • Area: 168
  • Dimensions: 12 x 14

Primary Bedroom

  • Level: Main
  • Area: 143
  • Dimensions: 11 x 13

Property

Details

  • Parcel number: R1576216
  • Attached to another structure: Yes
  • Zoning: OT-B
  • Special condition: Private Owner

Features

  • Levels: One
  • Stories: 1
  • Entry location: 2nd Floor
  • Patio & porch: Deck

Lot

  • Features: Paved,Curbs,Gutters,Sidewalks,Street Light,Alley,Fire Hydrant within 500 Feet

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Cold Wave
Hail

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$143$1,716
Property Taxes $140$1,680
Electricity $186$2,232
Total$2,112$25,344
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$72,411/yr
40% on housing$63,360/yr
45% on housing$56,320/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.3%
15.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$478This listing

vs Other Active Listings

Avg $/sqft

ZIP 80524$235
Larimer County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 80524$265
Larimer County$250

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-18Listed for sale$325,000
2005-12-20Sold$84,500
1998-05-29Sold$69,900

For Sale by Agent

AgentJay L McCoy
BrokerageBerkshire Hathaway HomeServices Rocky Mountain, Realtors-Fort Collins

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