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10518 Misty Cove Ln, Fishers, IN, 46040

4beds
4baths
4,556sqft
$538,000
$118price/sqft
$3,804/moest. monthly cost
$152,160/yrincome needed

About This Home

The spacious Fishers home with a finished basement you've been looking for! This Villages of Geist home has a covered porch, 4 bedrooms, 2 full bathrooms, 2 half bathrooms and a 3-car garage. The elegant two-story entryway and formal dining room warmly invite you into the open concept living space. There is a large kitchen/breakfast area ready for gatherings and a two-story family room with a cozy fireplace. The office and mudroom are toward the garage. All bedrooms and the laundry room (washer/dryer included) are on the top floor. The primary suite has vaulted ceilings, two separate vanities, a garden tub, water closet and a walk-in closet. You will enjoy plenty of storage space throughout the home with 3 of the 4 bedrooms featuring walk-in closets. The fully finished basement has a luxurious bar, built-in entertainment system, a half bathroom and LVP floors. Your entertainment space extends outdoors with the large deck and large yard. Newer items include the furnace, A/C unit, roof, water heater and refrigerator. You are minutes from beloved Daniel's Vineyard, Geist Reservoir, many popular restaurants and a short drive from I-69. Low quarterly HOA fee and located in the Hamilton Southeastern School district. Don't miss this move-in-ready home, with showings available daily!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

8/10
Geist Elementary SchoolGrades PK-40.5 mi
8/10
Fall Creek Junior HighGrades 7-81.7 mi
10/10

Construction

Condition

  • Year built: 2010

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Vinyl With Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Electric Oven,Electric Water Heater
  • Laundry features: Upper Level

Basement

  • Has basement: Yes
  • Basement: Finished

Bedroom2

  • Level: Upper
  • Area: 156
  • Dimensions: 13x12

Bedroom4

  • Level: Upper
  • Area: 187
  • Dimensions: 17x11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2
  • Main level bathrooms: 1

Breakfast Room

  • Level: Main
  • Area: 84
  • Dimensions: 14x6

Dining Room

  • Level: Main
  • Area: 204
  • Dimensions: 17x12

Features

  • Tray Ceiling(s),Kitchen Island,Entrance Foyer,Ceiling Fan(s),Hardwood Floors,High Speed Internet,Pantry,Walk-In Closet(s)
  • Window features: Wood Work Painted
  • Flooring: Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 1,206

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,556
  • Total interior livable area: 4,556 sqft

Kitchen

  • Level: Main
  • Area: 255
  • Dimensions: 17x15

Laundry

  • Level: Upper
  • Area: 60
  • Dimensions: 10x6

Master Bedroom

  • Level: Upper
  • Area: 320
  • Dimensions: 20x16

Office

  • Level: Main
  • Area: 182
  • Dimensions: 14x13

Play Room

  • Level: Basement
  • Area: 931
  • Dimensions: 49x19

Property

Details

  • Parcel number: 291512026029000020
  • Horse amenities: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Covered
  • Exterior features: Playground

Lot

  • Lot size: 0.34 Acres
  • Features: Sidewalks

Parking

  • Total spaces: 3
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Heat Wave
    Heat WaveModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Hail
Inland Flooding
Lightning
Winter Weather
Heat Wave
Ice Storm
Strong Wind

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,720$32,640
Home Insurance *$222$2,664
Property Taxes $445$5,340
Electricity $417$5,011
Total$3,804$45,648
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$130,422/yr
40% on housing$114,120/yr
45% on housing$101,440/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.7%
9.7%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.1%
3.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$118This listing

vs Other Active Listings

Avg $/sqft

ZIP 46040$163
Hamilton County$203

vs Homes Sold Last Month

Median $/sqft

ZIP 46040$155
Hamilton County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$559,000
2026-04-04Price change$575,000
2026-03-19Listed for sale$595,000
2014-04-14Sold$282,500
2011-05-05Sold$265,000

For Sale by Agent

AgentStephanie Evelo
BrokerageKeller Williams Indy Metro NE

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