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1539 Peterson St, Fort Collins, CO, 80524

5beds
3baths
3,358sqft
$675,000
$201price/sqft
$4,256/moest. monthly cost
$170,240/yrincome needed

About This Home

Midcentury Gem This charming mid-century beauty in the Historic Original Fort Collins High School / Performing Arts Center features three large bedrooms on the main floor, a grand main floor living room and separate dining room, plus one large living room in the basement or could be used as two basement bedrooms, offering 3358 total square feet and 3,6 a large lot with a circular driveway, alley access, and on-street parking. Features include: refinished wood flooring throughout and new wood floors in the kitchen, new carpeting, new lighting and ceiling fans, new primary bath lighting and mirror, new vanity, toilet, lighting, and fixtures in the hall bath, new exterior lights, new interior paint, freshly painted 2-car garage and exterior doors, and new landscaping. The large windows and period details like original built-ins and some original midcentury light fixtures make for a perfect combo of updated living while preserving that midcentury charm. The corner lot is just steps to Whole Foods, the CSU Demonstration Gardens, Spring Park, and the Spring Creek Trail, making this a true gem!

Getting Around

76
WalkingVery Walkable
43
TransitSome Transit
100
BikeBiker's Paradise

Schools

5/10
Laurel Elementary SchoolGrades PK-50.8 mi
5/10
Lesher Middle SchoolGrades 6-80.4 mi
8/10
Fort Collins High SchoolGrades 9-122.6 mi

Construction

Condition

  • Year built: 1949

Materials

  • Roof: Composition
  • Construction materials: Frame,Vinyl Siding,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Refrigerator,Washer,Dryer,Disposal

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: Main
  • Area: 180
  • Dimensions: 12 x 15

Bedroom3

  • Level: Main
  • Area: 169
  • Dimensions: 13 x 13

Bedroom4

  • Level: Basement
  • Area: 168
  • Dimensions: 12 x 14

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • Main level bathrooms: 2

Dining Room

  • Level: Main
  • Area: 144
  • Dimensions: 12 x 12

Family Room

  • Level: Basement
  • Area: 280
  • Dimensions: 14 x 20

Features

  • Eat-in Kitchen,Separate Dining Room,Open Floorplan,Pantry
  • Flooring: Wood
  • Finished area below ground: 1,364
  • Finished area above ground: 1,994

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 3,358
  • Total interior livable area: 3,358 sqft

Kitchen

  • Level: Main
  • Area: 207
  • Dimensions: 9 x 23

Laundry

  • Level: Basement
  • Area: 55
  • Dimensions: 5 x 11

Living Room

  • Level: Main
  • Area: 390
  • Dimensions: 15 x 26

Primary Bedroom

  • Features: Full Primary Bath
  • Level: Main
  • Area: 196
  • Dimensions: 14 x 14

Property

Accessibility

  • Accessibility features: Main Floor Bath,Accessible Bedroom

Details

  • Parcel number: R0061590
  • Zoning: RL
  • Special condition: Private Owner

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 9,690 sqft
  • Features: Paved,Curbs,Gutters,Sidewalks,Street Light,Alley

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Cold Wave
Hail

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,413$40,956
Home Insurance *$298$3,576
Property Taxes $292$3,504
Electricity $253$3,041
Total$4,256$51,072
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$145,920/yr
40% on housing$127,680/yr
45% on housing$113,493/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.3%
15.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$201This listing

vs Other Active Listings

Avg $/sqft

ZIP 80524$234
Larimer County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 80524$265
Larimer County$250

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Price change$675,000
2026-01-20Price change$699,000
2025-10-28Price change$710,000
2025-10-16Listed for sale$725,000
2025-10-15Listing removed$725,000
2025-07-12Listed for sale$725,000
2024-10-16Listing removed$685,000
2024-06-20Price change$685,000
2024-05-29Listed for sale$700,000

For Sale by Agent

AgentEmily Heinz
BrokerageDowntown Real Estate Brokers

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