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516 Talbott Dr, Wilmore, KY, 40390

4beds
2baths
2,409sqft
$399,900
$166price/sqft
$2,630/moest. monthly cost
$105,200/yrincome needed

About This Home

Located in the highly sought-after Talbott Subdivision, this beautifully maintained 4-bedroom, 2-bathroom home offers the perfect blend of space, style, and convenience in the heart of Wilmore. Just minutes from Asbury University, local parks, and downtown Wilmore, you'll love the welcoming community and ideal location. Inside, the open-concept living room and kitchen create an inviting space for gathering with family and friends. The updated kitchen features stainless steel appliances, a gas range, and ample cabinet space, while large windows throughout the home flood the interior with natural light. The split-level design provides a functional layout with flexible living space to fit a variety of lifestyles. Outside, the backyard is ready for entertaining or relaxing with an above-ground pool and plenty of room to enjoy the outdoors. Combining thoughtful updates, a desirable floor plan, and an unbeatable location, 516 Talbott Drive is one you won't want to miss.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

9/10
8/10
8/10

Construction

Materials

  • Foundation: Concrete Perimeter
  • Roof: Dimensional Style,Shingle
  • Construction materials: Brick Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Split Level
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Gas Range,Microwave,Refrigerator,Oven
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bathroom1

  • Level: Second

Bathroom2

  • Level: Lower

Bathroom4

  • Level: Lower

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Den

  • Level: First

Features

  • Eat-in Kitchen,Ceiling Fan(s)
  • Door features: Storm Door(s)
  • Window features: Blinds
  • Flooring: Carpet,Hardwood,Laminate
  • Finished area below ground: 851
  • Finished area above ground: 1,558

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,409
  • Total interior livable area: 2,409 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Living Room

  • Level: Lower

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 0232005057.00

Features

  • Levels: Multi/Split
  • Private pool: Yes
  • Pool features: Above Ground
  • Exterior features: Awning(s)
  • Fencing: Partial,Privacy,Wood

Lot

  • Lot size: 0.31 Acres

Parking

  • Total spaces: 1
  • Parking features: Attached Garage,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Strong Wind
    Strong WindVery High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Tornado
Winter Weather
Cold Wave
Hail
Inland Flooding
Ice Storm

FEMA Declared Disasters Across Kentucky Counties

Flood
Mud Landslide
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$148$1,776
Property Taxes $270$3,240
Electricity $190$2,282
Total$2,630$31,560
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,171/yr
40% on housing$78,900/yr
45% on housing$70,133/yr

Kentucky FAIR Plan Programs

Kentucky FAIR Plan Reinsurance Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,102Commercial: 175
Total Premiums$2.55M
Total Exposure$206.09M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.0%
14.0%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$166This listing

vs Other Active Listings

Avg $/sqft

ZIP 40390$362
Jessamine County$218

vs Homes Sold Last Month

Median $/sqft

ZIP 40390$213
Jessamine County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-21Listed for sale$399,900
1992-06-30Sold$93,500

For Sale by Agent

AgentCaroline Pinkston Miller
BrokerageThe Agency

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