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1048 Tierra Ln #202, Fort Collins, CO, 80521

2beds
2baths
948sqft
$300,000
$316price/sqft
$1,960/moest. monthly cost
$78,400/yrincome needed

About This Home

You found it! Beautifully updated upper-floor end-unit condo in a quiet Fort Collins neighborhood, offering privacy, a garage, and standout value at an accessible price point. The open floor plan is enhanced by soaring 13-foot vaulted ceilings, fresh neutral paint, updated fixtures and hardware, and a seamless kitchen-to-living-room layout with a bar area ideal for entertaining. The inviting living room features a fireplace for cozy evenings, while both spacious bedrooms measure approximately 13 ft x 10 ft and include 11-foot vaulted ceilings and ceiling fans. The primary bedroom includes a full en-suite bathroom, adding everyday comfort and convenience. Step outside to a private balcony overlooking lush open space with foothill views, all while staying close to the best of Fort Collins. With a newer roof, furnace, and water heater already in place, this move-in-ready condo offers comfort, confidence, and exceptional appeal. Priced for quick sale. Don't miss this one!

Getting Around

25
WalkingCar-Dependent
32
TransitSome Transit
69
BikeBikeable

Schools

8/10
Bauder Elementary SchoolGrades PK-50.7 mi
5/10
Blevins Middle SchoolGrades 6-81.3 mi
8/10

Construction

Condition

  • Year built: 1998

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Electric Range,Dishwasher,Refrigerator,Washer,Dryer,Microwave,Disposal

Basement

  • Basement: None

Bedroom2

  • Level: Main
  • Area: 130
  • Dimensions: 10 x 13

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2

Dining Room

  • Level: Main
  • Area: 72
  • Dimensions: 9 x 8

Features

  • Cathedral Ceiling(s),Open Floorplan,High Ceilings
  • Window features: Window Coverings
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Finished area above ground: 948
  • Common walls with other units/homes: End Unit

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 948
  • Total interior livable area: 948 sqft

Kitchen

  • Level: Main
  • Area: 90
  • Dimensions: 9 x 10

Laundry

  • Level: Main
  • Area: 24
  • Dimensions: 4 x 6

Living Room

  • Level: Main
  • Area: 143
  • Dimensions: 11 x 13

Primary Bedroom

  • Features: Full Primary Bath
  • Level: Main
  • Area: 130
  • Dimensions: 10 x 13

Property

Details

  • Parcel number: R1581362
  • Attached to another structure: Yes
  • Zoning: LMN
  • Special condition: Private Owner

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Balcony
  • Has view: Yes
  • View description: Hills

Lot

  • Features: Abuts Ditch,Abuts Private Open Space

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Cold Wave
Hail

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$128$1,536
Property Taxes $130$1,560
Electricity $186$2,232
Total$1,960$23,520
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,200/yr
40% on housing$58,800/yr
45% on housing$52,266/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.3%
15.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$316This listing

vs Other Active Listings

Avg $/sqft

ZIP 80521$219
Larimer County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 80521$325
Larimer County$250

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$300,000
2023-03-03Sold$310,000
2023-01-16Price change$317,000
2022-11-16Listed for sale$320,000
2014-07-25Sold$150,350
2014-07-03Listed for sale$155,000
2010-05-03Sold$128,000
2009-08-17Sold$128,000
2009-04-23Listed for sale$134,000
2005-04-04Sold$136,900
2001-05-01Sold$128,500
1999-05-05Sold$105,900
1998-10-01Sold$94,900

For Sale by Agent

AgentLloyd Smith
BrokerageC3 Real Estate Solutions, LLC

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