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2960 W Stuart St #B-102, Fort Collins, CO, 80526

2beds
1baths
824sqft
$264,000
$320price/sqft
$1,749/moest. monthly cost
$69,960/yrincome needed

About This Home

Don't miss this incredible opportunity to own an affordable, low-maintenance home in highly desirable West Fort Collins. This charming garden-level condo offers exceptional value with thoughtful updates and key features already in place-making it a smart choice for first-time buyers, investors, or anyone looking to keep monthly costs manageable. Inside, you'll find durable laminate flooring and a cozy electric fireplace. The kitchen comes fully equipped with all appliances included, helping you move in without added expense, and the washer and dryer are negotiable for even more convenience. A newer bedroom A/C unit and an already-installed radon mitigation system mean important upgrades are already taken care of. All this PLUS a transferrable 3 year home warranty to cover any needs that may arise. Step outside to your private patio overlooking a peaceful, park-like green space, complete with additional storage-an added bonus rarely found at this price point. The HOA covers water, sewer, trash, exterior maintenance, and hazard insurance, simplifying your budget and reducing out-of-pocket costs. All of this in a prime location close to shopping, dining, and everything Fort Collins has to offer-making this condo not just a home, but an unbeatable value. Currently rented for $1795 through the end of July - tenants are flexible on move date.

Getting Around

15
WalkingCar-Dependent
23
TransitMinimal Transit
63
BikeBikeable

Schools

8/10
Bauder Elementary SchoolGrades PK-50.8 mi
5/10
Blevins Middle SchoolGrades 6-80.8 mi
8/10

Construction

Condition

  • Year built: 1984

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Range,Dishwasher,Refrigerator,Washer,Dryer
  • Laundry features: Washer/Dryer Hookup

Basement

  • Basement: None

Bedroom2

  • Level: Main
  • Area: 110
  • Dimensions: 10 x 11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 42
  • Dimensions: 6 x 7

Features

  • Fireplace features: Electric,Living Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 824

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 824
  • Total interior livable area: 824 sqft

Kitchen

  • Level: Main
  • Area: 63
  • Dimensions: 7 x 9

Living Room

  • Level: Main
  • Area: 156
  • Dimensions: 12 x 13

Primary Bedroom

  • Features: Shared Primary Bath
  • Level: Main
  • Area: 132
  • Dimensions: 11 x 12

Property

Details

  • Parcel number: R1180398
  • Attached to another structure: Yes
  • Zoning: MMN
  • Special condition: Private Owner
  • Exclusions: Counter-top microwave,tenant's personal property

Features

  • Levels: One
  • Stories: 1
  • Entry location: Garden Level
  • Patio & porch: Patio

Lot

  • Lot size: 5,663 sqft
  • Features: Paved,Curbs,Gutters,Sidewalks,Street Light

Parking

  • Total spaces: 1
  • Parking features: Assigned
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Winter Weather
Hail
Strong Wind
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,334$16,008
Home Insurance *$115$1,380
Property Taxes $114$1,368
Electricity $186$2,232
Total$1,749$20,988
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,965/yr
40% on housing$52,470/yr
45% on housing$46,640/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.3%
15.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$320This listing

vs Other Active Listings

Avg $/sqft

ZIP 80526$191
Larimer County$233

vs Homes Sold Last Month

Median $/sqft

ZIP 80526$253
Larimer County$250

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Price change$264,900
2026-04-10Listed for sale$269,900
2022-11-23Sold$265,000
2022-10-07Price change$275,000
2022-09-15Listed for sale$280,000
2018-11-30Sold$199,999
2018-10-01Listed for sale$199,999
2018-08-22Listing removed$204,900
2018-08-03Price change$204,900
2018-07-09Listed for sale$209,900
2000-02-18Sold$73,000

For Sale by Agent

AgentJennifer Moody-Steyer
BrokerageRE/MAX Alliance-FTC South

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