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4402 Kano Dr, Fort Collins, CO, 80526

1beds
1baths
612sqft
$397,000
$649price/sqft
$2,538/moest. monthly cost
$101,520/yrincome needed

About This Home

An unbelievable opportunity to own a true lake cabin property at Horsetooth Reservoir with direct frontage near the Marina and unobstructed water views. Properties in this location rarely become available, offering immediate access to boating, paddleboarding, fishing, and all the recreation that makes Horsetooth one of Northern Colorado's most sought after destinations. A short walk from the property takes you directly to the marina, putting spontaneous days on the water right outside your door. Miles of hiking and mountain biking trails surround the area, making this a year round basecamp for outdoor adventure. The existing structure offers flexibility for the next owner. Restore the current cabin and create a charming lakeside retreat, or remove it and build a brand new custom lake home while taking advantage of the valuable water and sewer taps that are already in place. Opportunities like this, where the infrastructure is already satisfied, are incredibly rare along the reservoir. Whether you are envisioning a rustic getaway, a modern lakefront home, or a long term investment property, this property provides the location and flexibility to make it happen. Seller financing is available, creating a unique chance for buyers to secure a property in this coveted location with flexible terms. Properties bordering the marina at Horsetooth Reservoir are extremely scarce. Fix the existing cabin or start fresh, either way this is a once in a generation lake opportunity.

Getting Around

3
WalkingCar-Dependent
0
TransitNo Nearby Transit
13
BikeSomewhat Bikeable

Schools

9/10
McGraw Elementary SchoolGrades PK-54.0 mi
6/10
Webber Middle SchoolGrades 6-83.1 mi
8/10

Construction

Condition

  • Year built: 1967

Materials

  • Roof: Metal
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: No Inclusions

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 612

Heating

  • Heating features: None

Interior Area

  • Total structure area: 612
  • Total interior livable area: 612 sqft

Kitchen

  • Level: Main
  • Area: 1
  • Dimensions: 1 x 1

Primary Bedroom

  • Level: Main
  • Area: 1
  • Dimensions: 1 x 1

Property

Details

  • Parcel number: R0246182
  • Zoning: O
  • Special condition: Private Owner

Features

  • Levels: One
  • Stories: 1
  • Has view: Yes
  • View description: Hills,Water,Panoramic
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 7,520 sqft

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Avalanche
    AvalancheModerate
  • Cold Wave
    Cold WaveModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Lightning
Wildfire
Winter Weather
Avalanche
Cold Wave
Landslide
Strong Wind
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,007$24,084
Home Insurance *$173$2,076
Property Taxes $172$2,064
Electricity $186$2,232
Total$2,538$30,456
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,017/yr
40% on housing$76,140/yr
45% on housing$67,680/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.3%
15.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$649This listing

vs Other Active Listings

Avg $/sqft

ZIP 80526$189
Larimer County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 80526$253
Larimer County$250

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Price change$397,000
2026-03-30Price change$419,900
2026-03-10Listed for sale$429,900
2025-10-14Listing removed$389,900
2025-08-05Price change$389,900
2025-07-14Price change$399,900
2025-05-22Listed for sale$439,000
2019-10-25Sold$150,000
2018-06-28Listing removed$200,576
2018-05-30Listed for sale--
2015-09-01Sold$47,824

For Sale by Agent

AgentMichael A Campana
BrokerageTRX, Inc

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