See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

425 Towhee St, Fort Collins, CO, 80526

4beds
2baths
1,858sqft
$529,900
$285price/sqft
$3,325/moest. monthly cost
$133,000/yrincome needed

About This Home

Welcome to this charming 4 bedroom, 2 bath home offering exceptional flexibility for a variety of lifestyles. Whether you're looking for multigenerational living, an in-law suite, or the opportunity to live on one level while generating rental income from the other, this home is full of possibilities. Each level features 2 bedrooms, 1 bathroom, a comfortable living area, and washer/dryer hookups. The lower level is also equipped with hookups for a wet bar or kitchenette, making it even more functional.The inviting front yard is shaded by mature trees and a little picket fence creating nice curb appeal. Out back, you'll find a spacious yard that offers endless possibilities for gardening, entertaining, or simply enjoying the outdoors. Updates include carpet, wood flooring on stairs, AC unit, wood-burning fireplace insert and a shower insert in lower bathroom. Additional highlights include energy-efficient features, an RV area with a 30-amp electrical hookup, two storage sheds, and the freedom of NO HOA. Conveniently located near shopping, dining, Troutman Park, the MAX bus line, the Mason Bike Trail and Front Range Community College, this home combines versatility, comfort, and an unbeatable location.

Getting Around

63
WalkingSomewhat Walkable
40
TransitSome Transit
89
BikeVery Bikeable

Schools

6/10
Lopez Elementary SchoolGrades PK-50.6 mi
6/10
Webber Middle SchoolGrades 6-81.1 mi
8/10

Construction

Condition

  • Year built: 1980

Materials

  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range,Dishwasher,Refrigerator,Washer,Dryer,Microwave,Disposal
  • Laundry features: Washer/Dryer Hookup

Basement

  • Has basement: Yes
  • Basement: Daylight

Bedroom2

  • Level: Main
  • Area: 121
  • Dimensions: 11 x 11

Bedroom3

  • Level: Lower
  • Area: 88
  • Dimensions: 8 x 11

Bedroom4

  • Level: Lower
  • Area: 77
  • Dimensions: 7 x 11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 104
  • Dimensions: 8 x 13

Features

  • Eat-in Kitchen,Open Floorplan,Workshop,Walk-In Closet(s),Jack & Jill Bathroom,Kitchen Island
  • Window features: Window Coverings
  • Fireplace features: Insert,Family Room
  • Fireplace: Yes
  • Finished area above ground: 1,858

Great Room

  • Level: Lower
  • Area: 484
  • Dimensions: 22 x 22

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,858
  • Total interior livable area: 1,858 sqft

Kitchen

  • Level: Main
  • Area: 108
  • Dimensions: 9 x 12

Living Room

  • Level: Main
  • Area: 180
  • Dimensions: 12 x 15

Primary Bedroom

  • Features: Shared Primary Bath,Full Primary Bath
  • Level: Main
  • Area: 180
  • Dimensions: 12 x 15

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp,Level Lot,Low Carpet,Stall Shower

Details

  • Parcel number: R0763829
  • Zoning: RL
  • Special condition: Private Owner
  • Exclusions: Seller's Personal Property

Features

  • Levels: Bi-Level
  • Patio & porch: Deck
  • Exterior features: Sprinkler System,Balcony
  • Fencing: Fenced

Lot

  • Lot size: 10,282 sqft
  • Features: Wooded,Evergreen Trees,Deciduous Trees,Paved,Curbs,Gutters,Sidewalks,Street Light,Fire Hydrant within 500 Feet

Parking

  • Total spaces: 2
  • Parking features: RV Access/Parking,Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Winter Weather
Hail
Strong Wind
Tornado

FEMA Declared Disasters Across Colorado Counties

Fire

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,679$32,148
Home Insurance *$231$2,772
Property Taxes $229$2,748
Electricity $186$2,232
Total$3,325$39,900
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,000/yr
40% on housing$99,750/yr
45% on housing$88,666/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.3%
15.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.2%
3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$285This listing

vs Other Active Listings

Avg $/sqft

ZIP 80526$188
Larimer County$232

vs Homes Sold Last Month

Median $/sqft

ZIP 80526$253
Larimer County$250

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$519,900
2026-07-23Listed for sale$529,900
2023-12-15Listing removed--
2023-11-24Price change$535,000
2023-11-17Price change$539,500
2023-11-10Price change$540,000
2023-11-02Listed for sale$545,000
2020-12-02Sold$379,000
2020-10-28Pending sale$379,000
2020-10-27Price change$379,000
2020-10-15Listed for sale$389,000
2017-03-02Sold$330,000
2017-02-09Pending sale$330,000
2017-02-08Listed for sale$330,000
2017-01-29Pending sale$330,000
2017-01-27Listed for sale$330,000
2006-12-26Sold$206,000
2003-01-22Sold$190,000
1996-06-03Sold$122,000

For Sale by Agent

AgentRachelle Alves
BrokerageY and M Real Estate

Similar Homes