62 Spruce Lane #(above Vallecito Lake, North off CR 501), Bayfield, CO, 81122
About This Home
Seller is willing to consider all reasonable offers in "as is condition" for the 62 Spruce Lane 1,152 sq ft "Colorado Cabin" with 2 bedrooms, 1 3/4 baths, wood stove, propane Hot Water Heater and forced air gas heat system. Central Water and Sewer serves the 0.22 acres parcel with privacy and overlooking a shared pond. Nestled in pines you can enjoy year round recreation close by in all directions. The 2 level home is not finished and being offered "as is, where is, with all faults". There is a storage shed and no rental restrictions so owners can use the property for family and friends, or as a vacation rental. Relaxation is the way of life here with summer boating, horseback riding, hiking, biking, hunting, fishing, or ATVs, while in the winter, enjoy cross-country skiing, snowmobiling, ice fishing and sleigh riding, and more all at your doorstep.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1997
Materials
- Construction materials: Wood Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Cabin
- Property subType: Stick Built
Interior
Appliances
- Appliances included: Dryer,Range,Refrigerator,Washer
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Features
- Finished area above ground: 1,152
Interior Area
- Total structure area: 1,152
- Total interior livable area: 1,152 sqft
Master Bedroom
- Level: Upper
Property
Details
- Parcel number: 537721304007
- Zoning description: Residential Single Family
Features
- Levels: Two
- Stories: 2
- On waterfront: Yes
- Waterfront features: Pond
Lot
- Lot size: 9,583 sqft
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Wildfire
- Winter Weather
- Avalanche
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters Across Colorado Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,410 | $16,920 |
| Home Insurance * | $95 | $1,140 |
| Property Taxes | $62 | $744 |
| Electricity | $186 | $2,232 |
| Total | $1,753 | $21,036 |
Income You'd Need if You Spent...
Colorado FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-14 | Price change | $259,000 |
| 2026-03-30 | Listed for sale | $279,000 |
For Sale by Agent
View on Zillow