




38 Lobo, Durango, CO, 81301
About This Home
This property is magic in the mountains!! This lovely, custom, craftsman style home with workshop plus substantial storage shed on 3+ wooded and very usable acres is an elevated cabin in the woods compound with cozy comfort in a quiet and peaceful setting. This is a premium lot featuring level topography so the ability to expand is all set and is located in the desirable Los Ranchitos subdivision, approximately 20 minutes from downtown Durango. Attention to detail is evident throughout the home, outbuildings and grounds. The main level features the great room, kitchen, Primary bedroom and bath. The upper level is loft style and could be used as a 2nd bedroom or office. There is a deck off the 2nd level that overlooks the gardens. The shop and shed are architecturally conforming, giving the entire property the look of thoughtful planning and design. The gardens are filled with perennial plants and there is an additional garden area fenced to keep the wildlife out. Outdoor living spaces include patio with Koi pond (fish are excluded!), covered porch and balcony. A pass-through gate beyond the home on Lobo Drive is locked, and therefore, this home has no through traffic, adding to privacy and quiet enjoyment of the premises. CenturyLink is current provider, but Clear Network installation in the neighborhood is expected to be completed in Summer 2026. Breakdown on HOA dues that are $626 per quarter as follows: Roads $294 Water Service $151 Trash $66 Admin $50 Mailbox special assessment $65 Basic monthly water fee is $17--summer months will be higher with outside watering of the gardens.
Getting Around
Schools
Construction
Condition
- Year built: 2000
Materials
- Construction materials: Wood Frame
Type & Style
- Home type: SingleFamily
- Architectural style: Cabin,Bungalow
- Property subType: Stick Built
Interior
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Flooring: Tile
- Fireplace features: Living Room
- Fireplace: Yes
Interior Area
- Total structure area: 1,344
- Total interior livable area: 1,344 sqft
Property
Details
- Parcel number: 559330308003
- Zoning description: Residential Single Family
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered Porch,Patio
- Exterior features: Balcony,Landscaping,Garden
Lot
- Lot size: 3.10 Acres
- Features: Wooded
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Wildfire
- Avalanche
- Landslide
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Colorado Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,918 | $47,016 |
| Home Insurance * | $163 | $1,956 |
| Property Taxes | $174 | $2,088 |
| Electricity | $186 | $2,232 |
| Total | $4,441 | $53,292 |
Income You'd Need if You Spent...
Colorado FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-07 | Price change | $745,000 |
| 2026-06-14 | Listed for sale | $775,000 |
| 2019-10-16 | Sold | $439,000 |
| 2019-07-18 | Pending sale | $439,000 |
| 2019-07-15 | Listed for sale | $439,000 |
For Sale by Agent
