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2570 W 3rd Avenue, Durango, CO, 81301

3beds
2baths
1,406sqft
$685,000
$487price/sqft
$3,947/moest. monthly cost
$157,880/yrincome needed

About This Home

Location, location, location. Nestled in the heart of one of Durango’s most coveted neighborhoods, this charming single-level 1940s bungalow offers the best of in-town living. Situated on a spacious 7,000 SF lot with mature trees, established perennials, and timeless character, this 1,406 SF, 3-bedroom, 2-bath home (with potential for a 4th bedroom) is ideally located just blocks from schools (all levels), the Durango Community Recreation Center, the La Plata County Fairgrounds, parks, restaurants, public transit, and the Animas River Trail. Inside, the home features original hardwood flooring, a functional single-level floor plan, and the timeless charm of a classic Durango bungalow. The fully fenced backyard is a private retreat with mature fruit trees, a charming lined pond, and plenty of room for gardening, pets, entertaining, or simply enjoying the outdoors. Additional features include a sauna, storage shed, and a one-car attached garage with alley access. Enjoy effortless access to some of Durango’s favorite outdoor amenities, including Overend Mountain Park, Dalla Mountain Park, and Animas Mountain, with miles of hiking and biking trails just outside your door. Downtown Durango and the North Main Business District are only minutes away, offering the perfect blend of convenience and Colorado lifestyle. Whether you are seeking an in-town home, an investment opportunity, or the chance to personalize and create your own Durango dream home, this property offers a rare opportunity in one of the city’s most established neighborhoods.

Getting Around

65
WalkingSomewhat Walkable
0
TransitVery Limited Transit
88
BikeVery Bikeable

Schools

8/10
Needham Elementary SchoolGrades PK-50.2 mi
6/10
Miller Middle SchoolGrades 6-80.1 mi
9/10
Durango High SchoolGrades 9-120.3 mi

Construction

Condition

  • Year built: 1949

Materials

  • Roof: Metal
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Stick Built

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Range,Refrigerator,Washer
  • Laundry features: W/D Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Kitchen/Dining,Living Room Dining

Features

  • Sauna
  • Flooring: Hardwood,Tile
  • Finished area above ground: 1,406

Interior Area

  • Total structure area: 1,406
  • Total interior livable area: 1,406 sqft

Property

Details

  • Parcel number: 566517326002

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 6,969 sqft

Parking

  • Total spaces: 1
  • Parking features: Attached Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Lightning
    LightningVery High
  • Wildfire
    WildfireRelatively High
  • Avalanche
    AvalancheModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Lightning
Wildfire
Avalanche
Winter Weather

FEMA Declared Disasters Across Colorado Counties

Fire
Flood
Severe Storm
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,463$41,556
Home Insurance *$144$1,728
Property Taxes $154$1,848
Electricity $186$2,232
Total$3,947$47,364
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$135,325/yr
40% on housing$118,410/yr
45% on housing$105,253/yr

Colorado FAIR Plan Programs

Colorado FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.4%
13.4%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.7%
3.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$487This listing

vs Other Active Listings

Avg $/sqft

ZIP 81301$623
La Plata County$490

vs Homes Sold Last Month

Median $/sqft

ZIP 81301$455
La Plata County$436

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Contingent$685,000
2026-07-15Price change$685,000
2026-07-01Listed for sale$725,000
1998-12-16Sold$132,500

For Sale by Agent

AgentAbbi Munn
BrokerageWells Group Real Estate

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